Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
487 reviews
5 stars
473
4 stars
10
3 stars2
2 stars0
1 star2
- ENEd NOct 3, 20255.0Very friendly service by Jodie, was able to receive funds quickly very happy with service
- ABAddison BanksSep 5, 20255.0Wonderful experience. Jodie was great and understanding.
- NPNancy PriebeSep 2, 20255.0Jodie was a lot of help
- JBJon BoydSep 2, 20255.0Jody is amazing and thank you so much for your time and help today.
- NCNad CabertoAug 1, 20255.0Thank you Cashmoney for all of your support. Thank you Sierra for being thorough and your great customer service.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What loan products does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded loans up to $25,000.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch location. Visit their loans page to see if they service your province.
What do I need to apply for a Line of Credit?
To apply, you must be at least 18 years old, have valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How long does it take to get a lending decision after applying online?
During business hours, pre-approval decisions can be almost immediate. Final approval, if verification is needed, occurs typically within 48 hours.
Can I get a Secured Loan if I have a vehicle over 10 years old?
Yes, Secured Loans can be offered for vehicles of 20 model years or newer, limited to 250,000 km or less.
Are payments accepted in person at LendDirect branches?
Yes, you can make payments at branches with your debit card, but cash payments are not accepted. Online payments and Interac e-Transfer are also available.
What are LendDirect's branch hours?
Monday to Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Is LendDirect wheelchair accessible?
Yes, LendDirect has a wheelchair accessible entrance at its branch.
What nearby educational centers can I visit around LendDirect?
Nearby educational centers include Kumon Math and Reading Center, RLX Kumon, and triOS College Windsor, which you can visit before or after applying for a loan.
Are there nearby places to get wellness and health services around LendDirect?
Yes, you can visit Rose City Massage Therapy, Windsor Chiropractic & Wellness, and Hands On Health Windsor nearby for health and wellness services.
Where can I grab a bite or refreshment near LendDirect?
Nearby options include Booster Juice for smoothies, Smoke N Spice for barbecue, and Montana's Cookhouse for steakhouse dining.