Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
291 reviews
5 stars
268
4 stars
12
3 stars3
2 stars2
1 star
6
- EPElia Patita1 day ago5.0the store it’s very nice and Kim she’s very nice person
- AAAmina Abdulle4 days ago5.0Kim is such a great person to work with. Knowledge, efficient and so kind!!
- JTjosephine thompsonNov 12, 20255.0Carolyna at the Windsor branch was so patient and very kind and helpful to me with the loan approval I've been needing. Thank you for getting me back on my feet again.🩷💖🙏🏾
- DBDa BoogOct 23, 20255.0Very polite people amazing service would highly recommend! Thank you Chantelle!
- KDKhaled DandachSep 25, 20255.0Siri thank you so much
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans electronically funded up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch to get a quick and easy loan application process.
What do I need to apply for a Line of Credit with LendDirect?
Applicants must be at least 18 years old, have valid ID, an open bank account in their name, proof of recurring income, and be Canadian residents.
How quickly can I get a lending decision if I apply online?
During business hours, a pre-approval decision is given almost immediately. Final approval, if verification is needed, will follow shortly but no later than 48 hours, often the same day.
Are payments accepted in person at LendDirect branches?
Yes, you can make payments at a branch using your debit card. Cash payments are not accepted, but online Interac e-Transfer and AutoPay are available.
What vehicles are acceptable for obtaining a Secured Loan at LendDirect?
Acceptable vehicles include standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, LendDirect offers Secured Loans on vehicles up to 20 model years old and with less than 250,000 kms.
Is LendDirect located near any financial services like currency exchange or money transfer?
Yes, LendDirect is near Western Union, which offers financial services including currency exchange, making it convenient for financial transactions before or after your visit.
Are there any medical or health services near LendDirect?
Nearby you will find clinics and health service providers such as Advanced Rehabilitation Centres and Innovative Mental & Physical Health Services, useful for customers seeking health services while in the area.
What dining options are available near LendDirect?
Windsor's Penalty Box Restaurant, a Canadian-themed restaurant, is nearby for customers who may want to enjoy a meal before or after their visit.