easyfinancial in Windsor provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Windsor offer?
easyfinancial Services in Windsor offers debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, personal financing, home loans, retail financing, and small business loans.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify for a loan, applicants must meet age requirements (18 or 19 depending on the province), have an acceptable employment status (e.g., full-time, part-time, self-employed), be a Canadian citizen or permanent resident with at least 6 months residency, and have a minimum monthly net income of $1,200.
What documents are needed to get approval for a personal loan at easyfinancial in Windsor?
Required documents include two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan offered by easyfinancial?
A Personal Loan does not require collateral and offers loan amounts up to $20,000 with rates starting at 29.99%. A Home Equity Loan requires collateral like a home, allowing higher amounts up to $75,000 with lower rates starting at 14.99%.
What are the operating hours for easyfinancial Services in Windsor?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I contact easyfinancial Services at the Windsor location?
You can contact them by phone at +1 226-216-0590, toll-free at +1 888-502-3279, or email them at branch2608@goeasy.com.
What nearby places can I visit around easyfinancial Services at 650 Division Rd?
Nearby places include Dollarama for discount shopping, Dumpling Time for a delicious Asian meal, and Loyal Nails and Spa for beauty treatments. You can conveniently visit these spots before or after your appointment at easyfinancial.
Is there a gym near easyfinancial Services where I can work out?
Yes, MOVATI Athletic Windsor is nearby and offers gym facilities, cycling classes, and yoga studios, perfect for staying active before or after your visit.
Are there any dining options near easyfinancial Services in Windsor?
Yes, nearby dining options include Dumpling Time for Asian cuisine, COBS Bread bakery, Chatime Bubble Tea for refreshing drinks, and Sunset Grill for breakfast and brunch.
Can I access ATM services near easyfinancial Services on Division Rd?
Yes, The Exchange Network ATM is located nearby, providing convenient access to cash during your visit.