Business Details
About
Loan Agency
easyfinancial in Welland provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.4
59 reviews
5 stars
47
4 stars
4
3 stars0
2 stars0
1 star
8
- BNBilha Ndomo5 days ago5.0Worked with Syed who was very patient, helpful and answered all the questions that I had. Thank you so much Syed for your help and how quickly you served us. Great customer experience.
- KLKyle LopezNov 14, 20255.0Easy financial has been nothing but a breath of fresh air , like a cool breeze on a blue oceanfront of pure relaxation. So easy! Very good staff, helpful and polite. I dont feel like im being pushed around by easyfinancial when I deal with them. 5/5
- CMCorey MatchettOct 29, 20255.0Had a great experience with Deborah. She was very nice and professional. Made the loan process and overall experience pleasant and helpful.
- NSNathaniel SalvatoreOct 28, 20255.0They helped me get funds for quickly when I needed them
- OOOnyema Christiana omuekpenOct 11, 20255.0I’m so grateful for the outstanding assistance I received from Deborah Hanson today at Easy Financial. She went above and beyond to help me, explaining everything clearly and making sure I understood each step. Her kindness, professionalism, and patience made the experience stress-free. I truly appreciate her support and highly recommend her 💯.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Welland offer?
easyfinancial Services in Welland offers personal loans, home equity loans, debt consolidation loans, car loans, installment loans, auto loans, retail financing, small business loans, and home loans.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify, you must meet age requirements (18 or 19 depending on province), have an acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or permanent resident with at least 6 months residency, and have a minimum monthly net income of $1,200, including $1,000 from eligible employment types.
What documents do I need to apply for a personal loan at easyfinancial Services in Welland?
You need two recent pay stubs, last 90 days of banking information, a recent bill with your current address, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan offered by easyfinancial?
A Personal Loan has no collateral, rates starting at 29.99%, and loans up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires collateral such as a home, can offer loans up to $75,000, and has rates as low as 14.99%.
What are the operating hours of easyfinancial Services in Welland?
Monday to Friday, open from 10:00 AM to 7:00 PM; Saturdays from 9:00 AM to 5:00 PM; closed on Sundays.
How can I contact easyfinancial Services in Welland?
You can call them at +1 289-434-5281 or email branch2601@goeasy.com for inquiries.
Is easyfinancial Services in Welland accessible via nearby public locations or shops?
easyfinancial Services shares nearby area with places like Kim's Nails & Spa and Wintronic Computers Plus, making it convenient to combine errands such as personal finance and other services during your visit.
What food options are near easyfinancial Services in Welland?
Nearby are several restaurants and fast food places including Pita Pit, Subway, Little Caesars Pizza, Dairy Queen Grill & Chill, and Tim Hortons where you can grab a meal or coffee before or after your appointment.
Are there any automotive-related services near easyfinancial Services in Welland?
Yes, nearby automotive services include PartSource for parts and accessories, Speedy Glass for auto glass repair, and U-Haul Neighborhood Dealer for truck rentals, useful if you're handling vehicle finance or repairs.
Where can I find financial or banking services close to easyfinancial Services in Welland?
RBC Royal Bank is nearby, providing convenient access to banking and financial advising services should you need them alongside easyfinancial's loan services.