Business Details
About
Loan Agencyeasyfinancial
easyfinancial in Waterloo provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
73 reviews
5 stars
66
4 stars
3
3 stars0
2 stars0
1 star
4
- MPMartin Prentice4 days ago5.0Japneet Kaur was professional and efficient . It was pleasure to do business with her . Thank you so much ,Marty Prentice
- ZMZulkifl Mohungur6 days ago5.0Japneet gave me a great service and was very helpful. She explained everything clearly and made the whole process smooth and stress-free. Highly recommended.
- SKSalima KDec 31, 20255.0The service that I had with Sarfaraz was exceptional. He was very friendly, accommodating, trusting, and very knowledgeable. I am truly grateful. Thank you so much, Sarfaraz for the help. Really appreciate it.
- TDTeneshia DixonDec 24, 20255.0Great experience from start to finish with Sarfaraz He informed me in the entire company, the options they offer from home equity loans, personal loans, financial literacy classes and so much more. He followed up with me as promised and made this a full circle experience. Thank you!
- GSG. John SeibelDec 23, 20255.0Sukhmeet was amazing she made the whole process go smoothly and answered all my questions quickly and accurately. If I need to come back, I hope to have to work with her again.
Frequently Asked Questions About easyfinancial Services
Are there any upfront fees associated with a Personal Loan application?
There are no upfront fees to apply for a Personal Loan.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID.
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What are the operating hours of easyfinancial Services in Waterloo?
easyfinancial Services in Waterloo is open Monday to Friday from 10:00 AM to 7:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. It is closed on Sundays.
Are there any upfront fees to apply for a Personal Loan at easyfinancial?
There are no upfront fees to apply for a Personal Loan at easyfinancial.
What documents are required to get approved for a Personal Loan at easyfinancial Waterloo?
You need to provide two recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a valid government photo ID.
What are the minimum eligibility requirements to qualify for a loan at easyfinancial?
You must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, etc.), be a Canadian citizen or resident with valid status for at least 6 months, and have a minimum monthly net income of $1,200 with at least $1,000 from acceptable employment sources.
Where is easyfinancial Services located in Waterloo?
easyfinancial Services is located at 668 Erb St W, Unit F011, Waterloo, ON, N2T 2Z7, Canada.
Does easyfinancial offer mobile apps for easier loan management?
Yes, easyfinancial offers mobile apps available on Android via the Google Play Store and on iOS via the Apple App Store.
What types of loans does easyfinancial Services in Waterloo offer?
They offer debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, small business loans, and retail financing.
Are there any convenient places to eat near easyfinancial Services in Waterloo?
Yes, nearby dining options include Prince Fruit Juice & Shakes for smoothies, Hyderabad House Waterloo and WOW Indian Kitchen for Indian cuisine, Panago Pizza for pizza and chicken, and Symposium Cafe Restaurant & Lounge for casual dining and drinks.
Can customers find other financial services near easyfinancial in Waterloo?
Yes, there are several financial services nearby such as BMO Financial Group, BMO Bank of Montreal, RBC Royal Bank, and mortgage broker Piyush Mittal, which can complement easyfinancial's loan services.
What other amenities are available near easyfinancial Services that customers might find useful?
Customers can visit nearby places such as Shoppers Drug Mart and Beauty Boutique for retail and pharmacy needs, Club Pilates for fitness, and Canada Post for mailing services.