easyfinancial in Waterloo provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Niraj was efficient and very helpful with getting everything approved. A pleasure to deal with
DC
Denis Craddock
3 days ago
5.0
Niraj Patel at easyfinancial was fantastic to work with. He was professional, clear, and responsive throughout the entire process, and took the time to explain all my options so I felt comfortable and informed. He went above and beyond to help secure a loan that worked for my situation, making everything smooth and stress-free. Highly recommend Niraj — easyfinancial is lucky to have him.
AP
allowed saucer pops
Dec 18, 2025
5.0
Helped me a lot
EC
ella C
Dec 12, 2025
5.0
Niraj was the one who helped me out and he made is so simple and easy as a process. Very easy to talk to and kind would recommend. I understood everything once he came and helped me out !
JS
Judi Samuels
Nov 27, 2025
4.0
Amarjit made the process simple and took the time to walk me through options and to help me understand the outcome. Looking forward to seeing how this helps me move forward.
Frequently Asked Questions About easyfinancial Services
What options do I have to receive my loan funds?
You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.
Can I get an easyfinancial loan if my credit is poor, or even if I have no credit history?
Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.
What is the difference between easyfinancial and a bank?
We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What loan disbursement methods does easyfinancial Services in Waterloo offer?
You can choose to receive your loan funds via Interac e-Transfer or EFT directly to your bank account.
Can I get a loan from easyfinancial Services if my credit is poor or I have no credit history?
Yes, easyfinancial considers your full financial profile, so even with poor or no credit history, you can get approved for a loan.
How is easyfinancial Services different from a traditional bank?
easyfinancial approves a wider range of customers, including those with damaged credit, by evaluating more than just your credit score.
What types of loans are offered at easyfinancial Services in Waterloo?
They offer debt consolidation, bad credit, personal, car, installment, home equity, auto, home loans, retail financing, and small business loans.
What are the business hours of easyfinancial Services in Waterloo?
Monday to Friday from 10:00 to 19:00, Saturday from 09:00 to 17:00, and closed on Sundays.
Is an appointment required to visit easyfinancial Services at 582 Weber St N.?
Yes, easyfinancial Services requires appointments for their onsite services.
What nearby dining options can I visit before or after my appointment at easyfinancial Services?
You can try Sunset Grill for breakfast or brunch, Freshii for healthy fast food, or Barburrito for TexMex cuisine, all close by.
Are there fitness facilities near easyfinancial Services in Waterloo?
Yes, nearby fitness options include Club Pilates and Fit4Less gym, which are convenient if you want to combine wellness with your visit.
Where can I shop for beauty services near easyfinancial Services?
Studio So Lara (beauty salon), Pedi N Nails (nail salon), and SportClips (hair salon) are nearby for beauty and grooming needs.
Which nearby places can help customers while visiting easyfinancial Services for additional needs?
Nearby options include Rexall pharmacy for health products, RBC Royal Bank for banking, and Dollar Tree for convenience shopping.