Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
258 reviews
5 stars
231
4 stars
12
3 stars1
2 stars3
1 star
11
- AMAngelique MacArthurSep 3, 20255.0Ritchie provided excellent customer service! He offered a great option for getting your loan back in good standing. If you go here, ask for him!
- MTMaliha TabassumAug 29, 20255.0Excellent customer service! Angie and Amy both girls were so friendly and patient with me every time I’ve had any problem with anything, they fixed it right away over the call. I really appreciate that💕💕
- LELeo EskandariAug 21, 20255.0I have never left a review but for Richie I had to make an exception. he resolved my issue seamlessly and provided me service that was second to none. a true professional. I would highly recommend this location.
- SSShazimAug 20, 20255.0Jalynn was a pleasure to deal with. She made my experience so simple. Very bubbly and positive. Will surely do business here
- YCyannisg CAug 18, 20251.0Bad attitude and bad service, u guys need more training to improve your business life, otherwise your store will go down in one day, just order money easy job, I have to call so many days and play me
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded loans up to $25,000 across Canada.
How can I apply for a loan with LendDirect?
You can apply for a loan online, by phone, or at a branch location.
What do I need to provide to apply for a Line of Credit?
Applicants need to be at least 18 years old, have valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly can I receive a lending decision after applying online?
During business hours, applicants may receive a pre-approval decision almost immediately, with final approval usually within 48 hours, often the same day.
What kinds of vehicles are accepted for securing a Secured Loan?
Standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, Secured Loans are available for vehicles up to 20 model years old and with less than 250,000 km.
What are LendDirect's branch hours of operation?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
Does LendDirect accept cash payments at branches?
No, cash payments are not accepted. Payments can be made online via Interac e-Transfer, AutoPay, or in branch using a debit card.
Which pharmacies are near LendDirect's location at 2942 Finch Avenue East?
Nearby pharmacies include Guardian - Village Square Pharmacy and Village Square Pharmacy, which may be convenient for customers needing medication or health supplies before or after their loan visits.
What dining options are near LendDirect's branch at Finch Avenue East?
Nearby dining options include Pizza Pizza, Kachiguda Junction (Indian restaurant), McDonald's Canada, and Tim Hortons, where customers can grab a meal or coffee before or after visiting LendDirect.
What nearby services can help customers traveling to LendDirect?
Sun-Ray Travel provides travel services, and nearby ATMs such as the Localcoin Bitcoin ATM at Becker's and the RBC Royal Bank ATM are available for convenient cash access.