Business Details
About
Loan Agencyeasyfinancial
easyfinancial in Toronto provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.5
190 reviews
5 stars
162
4 stars
6
3 stars0
2 stars2
1 star
20
- SMS MOct 7, 20225.0Great, fast service! Arya was especially helpful in helping me set up the application. I felt like I received a lot of information regarding the loan process
- PBPeter BachFeb 6, 20205.0I had an amazing experience. Raghav helped me to understand all the detail of my loan. Definitely the place to go.
- ABAndrea BojaniniFeb 1, 20205.0Urvi was super helpful and took the extra time to explain me everything before taking the loan. She was really nice and friendly. Recommend 100%
Frequently Asked Questions About easyfinancial Services (CLOSED)
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial in Toronto offer?
easyfinancial offers personal loans, debt consolidation loans, bad credit loans, car loans, installment loans, and home equity loans in Toronto.
What are the requirements to qualify for a loan at easyfinancial?
To qualify, you must meet minimum age requirements (18 or 19 depending on province), have acceptable employment status, be a Canadian citizen or resident for at least 6 months, and have a minimum monthly net income of $1,200.
What documents do I need to get approved for a personal loan?
You need two recent pay stubs, 90 days of bank statements, a current bill with your address, and a valid government photo ID.
How does a personal loan differ from a home equity loan at easyfinancial?
Personal loans do not require collateral and offer loans up to $20,000 with rates starting at 29.99%. Home equity loans require collateral like a home, allow up to $75,000 in loans, and have rates as low as 14.99%.
Is the easyfinancial Services branch at 652 Yonge St currently open?
No, the easyfinancial Services branch at 652 Yonge St is currently closed.
How can I contact easyfinancial Services at 652 Yonge St?
You can contact them by phone at +1 416-929-3279 or via email at branch2543@goeasy.com.
Where can I find COVID-19 information related to easyfinancial?
COVID-19 information is available on their website at https://www.easyfinancial.com/covid19.
What nearby food options are available close to easyfinancial at 652 Yonge St?
Nearby you can enjoy food at Hero Certified Burgers, 241 Pizza, Diner's Corner (Caribbean cuisine), Sansotei Ramen (Japanese), Butter Chicken Roti (Indian), and others.
Are there nearby financial services that I can visit near easyfinancial at 652 Yonge St?
Yes, nearby financial services include Money Direct and Western Union for various financial and currency exchange needs.
What local amenities can I visit near easyfinancial for health and wellness needs?
You can visit Biomedicine Holistic Healing Clinic Inc., 'Music Of Smiles' Dental Hygiene Clinic, Urban Integrative IV and Detox Clinic, and Toronto Colonics for health and wellness services nearby.