Business Details
About
Loan Agency
easyfinancial in Toronto provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
118 reviews
5 stars
104
4 stars
6
3 stars1
2 stars0
1 star
7
- BLBarrett LucakOct 10, 20251.0Slime company kept withdrawing funds from bank account after account was paid off and closed.
- BHBonnie HemeonJul 8, 20215.0Staff was amazing and super helpful!
- RRRobert RochaJul 28, 20205.0Want to thank the staff at branch 2629 for their help
- SRShirley RochaJan 20, 20205.0Ash was very helpful and he was such a warm and welcoming person. he really helped me and made sure I understood everything. I highly recommend him if you need any help or have any questions. Thanks so much for all your help.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
Who is easyfinancial and what services do they offer?
easyfinancial is a non-prime lender that offers various lending products including home equity loans up to $75,000, personal loans, and other financial services to Canadians with limited borrowing options.
How can having a co-applicant benefit my loan application at easyfinancial?
Having a co-applicant can improve your chances of approval, allow access to higher loan amounts, and reduce your interest rate by an automatic 2%.
Will applying for a loan with easyfinancial affect my credit score?
No, initially a soft credit inquiry is used to check your eligibility without affecting your credit score. A hard inquiry is only performed when finalizing the loan.
What are easyfinancial Services' hours of operation?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Where is easyfinancial Services located in Toronto?
easyfinancial Services is located at 831 College St, Toronto, ON, M6G 1C9, Canada.
How can I contact easyfinancial Services by phone or email?
You can call them at +1 647-796-0210 or toll-free at +1 888-502-3279, or email branch2629@goeasy.com.
Does easyfinancial offer any financial education or related services?
Yes, easyfinancial provides Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan.
What nearby places can I visit before or after visiting easyfinancial Services?
Nearby you can visit F45 Training Ossington for fitness, The Night Baker for bakery treats, and A&W for a quick meal.
Are there any nearby financial or banking services close to easyfinancial Services?
Yes, nearby financial services include RBC Royal Bank, Money Mart (offering payday loans and check cashing), and Western Union for currency exchange.
What other professional services are located near easyfinancial Services?
Nearby professional services include HomeLife Regional Realty (real estate), Hensel Barristers (lawyer), Equilibrium Mental Health and Wellness (psychology), and Travel and Teach (employment and language services).