easyfinancial in Toronto provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
Who is easyfinancial Services and what do they offer?
easyfinancial Services in Toronto provide non-prime lending products including personal loans, home equity loans up to $75,000, and other financial services designed to help Canadians with limited borrowing options or poor credit history.
What types of loans can I get from easyfinancial Services?
You can get various loans such as debt consolidation loans, bad credit loans, personal loans, car and auto loans, installment loans, home equity loans, retail financing, and small business loans.
Are there any benefits to having a co-applicant on my loan application?
Yes, having a co-applicant can improve your chances of approval, allow access to higher loan amounts, and give you an automatic 2% interest rate reduction.
Will applying for a loan affect my credit score at easyfinancial?
No, applying initially uses a soft credit inquiry which does not affect your credit score. A hard inquiry only occurs if you finalize your loan application.
What are the operating hours of easyfinancial Services in Toronto?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM and on Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
How can I contact easyfinancial Services in Toronto?
You can contact them by phone at +1 416-766-4900 or email at branch2548@goeasy.com.
Where is easyfinancial Services located in Toronto?
They are located at 2583 St. Clair Avenue W, Unit 6, Toronto, ON, M6N 4Z5, Canada.
What nearby places can I visit that complement a trip to easyfinancial Services?
Nearby you can find F45 Training Stockyards for fitness, D Spot Dessert Cafe for desserts, Starbucks for coffee, and many dining options like Osmow's Shawarma, Pizza Hut, and Denny's where you can relax before or after your visit.
Are there places near easyfinancial Services to grab a quick meal or coffee?
Yes, nearby eateries include Subway, Wendy's, Tim Hortons, BarBurrito Canada, and coffee shops like Starbucks and Monte Bakery to enjoy a meal or drink conveniently.
Are there any beauty or wellness services close to easyfinancial Services?
Yes, you can visit nearby places such as Escape Salon and Spa, Pedi N Nails West Toronto, Shae.beauty, Nice one Nails, and SUPER CUTE. Family SALON for a variety of beauty and spa services.