Business Details
About
Loan Agency
easyfinancial in Toronto provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.9
271 reviews
5 stars
261
4 stars
8
3 stars0
2 stars0
1 star2
- MFMohammed FaizaanAug 27, 20255.0Very helpful and swift without a delay. Clearly understood what i was signing up for with nothing shadowed. Highly recommended to visit this branch for your financial needs. Thanks kamal and Harinder.
- CRCarol RamberanApr 23, 20215.0Very good services. Parm helped me so many times . I recommend this branch to everyone. The team is very helpful and provides all the information
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Toronto offer?
easyfinancial Services in Toronto offers personal loans, home equity loans, car loans, installment loans, auto loans, retail financing, small business loans, and debt consolidation loans.
What are the minimum requirements to qualify for a loan at easyfinancial?
To qualify, you must meet age requirements (18 or 19 depending on province), have an eligible employment status, valid residency status in Canada for at least 6 months, and a minimum monthly net income of $1,200, with $1,000 from full-time, part-time, self-employed, disability, or pension income.
What documents do I need to get approved for a personal loan at easyfinancial?
You need to provide two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a non-expired government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
Personal Loans require no collateral with rates starting at 29.99% and loan amounts up to $20,000. Home Equity Loans require collateral such as a home and offer higher loan amounts up to $75,000 with lower rates starting at 14.99%.
What are the store hours for easyfinancial Services at 2490 Gerrard St E in Toronto?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Does easyfinancial Services have an app for easier loan management?
Yes, easyfinancial offers mobile apps available on Google Play and the Apple App Store for convenient loan management.
How can I contact easyfinancial Services in Toronto?
You can call the main phone number at +1 416-613-0073 or email branch2599@goeasy.com for inquiries.
What nearby places can I visit around easyfinancial Services at 2490 Gerrard St E?
Nearby places include FreshCo Pharmacy Gerrard, FreshCo Gerrard & Victoria Park supermarket, Victoria Crossing shopping center, and restaurants like Wendy's and Tim Hortons, offering convenient options for shopping and dining before or after your visit.
Are there any nearby public transit or landmarks that can help me find easyfinancial Services at 2490 Gerrard St E?
easyfinancial Services is near well-known landmarks like Victoria Crossing shopping center and multiple FreshCo stores, which can help guide your way to the location in Toronto's Gerrard Street area.
What recreational or fitness venues are near easyfinancial Services that customers might enjoy?
Nearby fitness and active life venues include MSC Fitness gym and Pro Martial Arts - Toronto Beaches club, which customers can visit to complement their wellness activities around Gerrard Street East.