easyfinancial in Toronto provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Miss Himani Thakkar did a wonderful service and a professional work. I felt very safe with her the whole process. She was always so patient and supportive with me.
RA
Roy Andrew
Oct 15, 2025
5.0
BHANU (Benny) has been maintained his professionalism and has greatly helped me understand my loans, while making it an easy experience altogether! I recommend you talk to him regarding any concerns about loans! - Deshawn
BD
Billy D
Sep 24, 2025
5.0
If you are looking for a place that takes the stress and worry out of needing some temporary financial assistance, then look no further than easy financial. Bhanu’s kind, thoughtful and professional approach made me feel comfortable from the minute. I walked in the door very grateful for the service I received from the Bhanu. Thanks again! Bill
RT
RIMI TAFANI
Dec 3, 2022
5.0
good service
RC
rakesh ch
Jul 14, 2021
5.0
Very professional and people are very friendly and assist you what is good for you and gives you better options for good future and very happy to have the service from easy financial. Thank you
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What type of loans does easyfinancial Services offer?
easyfinancial Services offers personal loans, installment loans, car loans, home equity loans up to $75,000, auto loans, small business loans, and retail financing options.
Who can apply for a loan at easyfinancial Services?
easyfinancial helps everyday Canadians who may have limited borrowing options or have been declined by banks, including those with poor or no credit history.
Will applying for a loan affect my credit score?
No, applying for a loan initially uses a soft credit inquiry which does not affect your credit score. A hard inquiry is only performed if you finalize your loan application.
What benefits come with having a co-applicant on my loan application?
Having a co-applicant can increase your chances of approval, allow for higher loan amounts, and provide a 2% interest rate reduction.
What are the business hours for easyfinancial Services at 1020 Islington Ave?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Where is easyfinancial Services located in Toronto?
easyfinancial Services is located at 1020 Islington Ave, Unit 4, Toronto, ON, M8Z 6A4.
Can I access easyfinancial Services through mobile apps?
Yes, easyfinancial has mobile apps available on the Apple App Store and Google Play Store to help manage your loan application and account.
What nearby grocery stores are close to easyfinancial Services?
No Frills and Jim & Maria's No Frills supermarkets are nearby. Customers can conveniently shop for groceries before or after visiting the branch.
Are there dining options near easyfinancial Services?
Yes, nearby dining options include Napolitan Brick Oven Pizza, South St. Burger, and Subway, which are great places for a meal before or after your visit.
What beauty and wellness services are available near easyfinancial Services?
Nearby beauty and wellness options include Blush Nail Bar, Koala Tan Tanning Salon and Sunless Spa, One Salon, and Nourish Family Chiropractic for services from nail care to chiropractic treatments.