Business Details
About
Loan Agency
easyfinancial in Stoney Creek provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
315 reviews
5 stars
284
4 stars
18
3 stars1
2 stars0
1 star
12
- EMErikka MSep 26, 20255.0The most absolute best customer service I've ever received. Professional, accurate & friendly. So glad I chose easy financial Stoney Creek!!
- NSNicole SerrentinoSep 26, 20255.0Great service. Simran was wonderful. Highly recommend this company
- BBBobSep 19, 20255.0Syed is very professional and was great to deal with. Very helpful ans I would definitely recommend using their services!
- CMCarol MurdockSep 18, 20255.0They really helped me out and worked hard to get me the loan I needed to consolidate some debt. Thanks for the great service, and all the phone calls.
- CFCindy FalcaoSep 17, 20255.0I am truly amazed the respect, kindness and accuracy l have been shown by Phillip at Easyfinacial. My experience was great from step 1 to the finish of my loan request. Thank you Phillip
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Stoney Creek offer?
They offer personal loans, home equity loans, debt consolidation loans, car and auto loans, installment loans, retail financing, and small business loans.
How do Personal Loans and Home Equity Loans differ at easyfinancial?
Personal Loans don't require collateral and offer rates starting at 29.99% for amounts up to $20,000, while Home Equity Loans require collateral such as a home and offer higher amounts up to $75,000 with rates as low as 14.99%.
What documents are needed to apply for a Personal Loan at easyfinancial?
You need two recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a non-expired government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial Stoney Creek?
Applicants must meet age requirements (18 or 19 depending on the province), have eligible employment status (full-time, part-time, self-employed, etc.), be a Canadian citizen or resident, and have a minimum net monthly income of $1,200.
What are the operating hours of easyfinancial Services in Stoney Creek?
They are open Monday to Friday from 10:00 AM to 7:00 PM, and on Saturday from 9:00 AM to 5:00 PM. They are closed on Sundays.
Where is easyfinancial Services located in Stoney Creek?
It is located at 94 Hwy 8 Unit F3, Stoney Creek, ON, L8G 4H3, Canada.
Can I get financial education and credit advice at easyfinancial Services?
Yes, they provide services including Financial Education, Personal Finance Tips, Financial Wellness Training, and a Credit Optimizer.
What nearby places can customers visit before or after their appointment at easyfinancial Services?
Customers can visit nearby spots such as Fat Bastard Burrito for Mexican food, Booster Juice for smoothies, and Pet Valu Stoney Creek for pet products and services.
Are there any convenient nearby services for shopping or repairs near easyfinancial Services?
Yes, nearby are Mobile Klinik for smartphone repairs, Rexall pharmacy for health needs, and Hasty Market for convenience shopping.
What entertainment options are available near easyfinancial Services in Stoney Creek?
Fiesta Mall Cinemas is nearby for a movie experience, plus several coffee shops like Starbucks Canada if you want to relax with a beverage after your visit.