Business Details
About
Loan Agency
easyfinancial in St. Thomas provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
98 reviews
5 stars
87
4 stars
6
3 stars1
2 stars0
1 star
4
- LLLandonJul 10, 20255.0Very nice people. I got approved fast and i got the money fast.
- ARAlyesha RennieOct 8, 20215.0Had the BEST experience!! Shout out to Amber in St. Thomas for helping me out and helping me understand everything! 😀
- DCDeckard CainMay 28, 20205.0Shannon did a fantastic job with getting me my loan. Her kindness and professionalism made the entire thing easy and enjoyable :) Would do it again.
- DMDavid_James McDavidFeb 11, 20205.0It's a great way to consolidate and get things done.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in St. Thomas offer?
They offer personal loans, home equity loans, debt consolidation loans, bad credit loans, car loans, installment loans, auto loans, home loans, retail financing, and small business loans.
What are the typical loan amounts and interest rates for personal and home equity loans?
Personal loans have rates starting at 29.99% with amounts up to $20,000 and no fees or pre-payment penalties. Home equity loans offer higher amounts up to $75,000 with rates as low as 14.99%, secured by collateral such as a home.
What documents do I need to apply for a personal loan at easyfinancial Services?
You need two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a non-expired government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial?
Applicants must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired or disabled), be a Canadian citizen or resident with status for at least 6 months, and have a minimum monthly net income of $1,200.
What are easyfinancial Services' opening hours in St. Thomas?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
Where is easyfinancial Services located in St. Thomas?
They are located at 15 Arthur Ave, Ste D, St. Thomas, ON, N5P 3L3, Canada.
How can I contact easyfinancial Services in St. Thomas?
You can call them at +1 226-213-5288 or email branch2597@goeasy.com.
What nearby places can I visit after my appointment at easyfinancial Services?
Nearby, you can visit The Razor’s Edge barber shop for a haircut, Tim Hortons for coffee, or Domino's Pizza for a quick meal.
Are there convenient automotive services near easyfinancial Services?
Yes, nearby automotive services include Talbot Trails Car Wash, Take 5 Oil Change, Pro Oil Change, and Great Canadian Oil Change for vehicle maintenance and care.
Where can I find financial services or ATMs close to easyfinancial Services in St. Thomas?
You can find CoinFlip Bitcoin ATMs at Talbot Mini Mart and nearby, as well as Money Mart for check cashing and payday loan services.