Business Details
About
Loan Agency
easyfinancial in St. Catharines, Ontario provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.3
12 reviews
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- DBDerek BergstromFeb 5, 20235.0I was in a bit of a cash crunch prior to the new year. I contacted Easy Financial, I had Chris from the local branch of the company. I was very impressed with his ability to explain the agreement I was entering. The process was extremely easy , even with my limited technical ability. Unfortunately I needed more than I originally thought. I contacted Chris again for a little bit more of a loan. Once again Chris was able to arrange a little more, this process was even simpler to get the increase. I definitely will recommend Easy Financial to any of my friends or family who require a straight forward, quick loan. Chris from Easy Financial really helped make my new year start on a positive note. Derek Bergstrom
- ABAyanna BeckfordSep 26, 20225.0Amazing service Amazing Communication Easy to understand Thanks to Chris for his amazing help
- JKJulia KinneySep 22, 20225.0The staff at EasyFinancial are super friendly in general, but a special mention needs to go to Chris. Not only is his demeanor always pleasant, but he's also ready and willing to go above and beyond in making sure you leave the building with a smile on your face.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in St. Catharines offer?
They offer personal loans, home equity loans, debt consolidation loans, bad credit loans, car loans, installment loans, auto loans, home loans, retail financing, small business loans, and more.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
You must meet the minimum age (18 or 19 depending on province), have an eligible employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired or disabled), be a Canadian citizen or resident for at least 6 months with valid status, and have a minimum monthly net income of $1,200.
What documents do I need to apply for a personal loan at easyfinancial Services?
You need two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a piece of non-expired government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial Services?
A Personal Loan requires no collateral with rates starting at 29.99% for up to $20,000, while a Home Equity Loan requires collateral like a home, offers higher amounts up to $75,000, and lower rates starting at 14.99%.
What are the hours of operation for easyfinancial Services in St. Catharines?
Monday to Friday, 10:00 AM to 7:00 PM; Saturday from 9:00 AM to 5:00 PM; closed on Sunday.
Where is easyfinancial Services located in St. Catharines?
They are located at K5-420 Vansickle Road, St. Catharines, ON L2R 6P9, Canada.
How can nearby places like Western Union help me when visiting easyfinancial Services?
Western Union, a nearby financial service and currency exchange, can assist with money transfers while you handle your loan needs at easyfinancial Services.
What nearby shopping options are available when I visit easyfinancial Services in St. Catharines?
Nearby shopping includes stores like Dollar Tree for discount items, Hallmark for cards and gifts, and Carter's for children's clothing, making it convenient to shop before or after your visit.
Are there dining options close to easyfinancial Services for a meal or a coffee break?
Yes, nearby places such as Starbucks Canada and Grazie Cafe offer coffee and dining options where you can relax before or after your appointment.
What contact methods are available for easyfinancial Services in St. Catharines?
You can call them at +1 289-273-9370, email at branch2635@goeasy.com, or visit their website at https://www.easyfinancial.com/st-catharines.