Business Details
About
Loan Agency
easyfinancial in St. Catharines provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
278 reviews
5 stars
247
4 stars
17
3 stars1
2 stars0
1 star
13
- GAGrace AmatoNov 12, 20255.0Very easy transaction and very lovely representative to work with. Momina was great. She was very knowledgable, guided me thru the process and got everything done quite quickly. Thank you so very much!!❤️
- SHStar HaskinsNov 12, 20255.0Worked with momina and she was amazing! Very detailed. Made the experience pleasant. Would recommend her to anyone seeking help!!
- MGMichelle GeoffroyNov 12, 20255.0Very friendly and work very well with your needs!! Thanks Prerak from St. Catharines location!!
- DYDebbie YorkNov 11, 20255.0I put in for a loan with easyfinancial for the second time and I could not be happier with this company. Everyone is kind, professional and very easy to deal with. They are knowledgeable and patient with anyone who needs any information. Thank you to Prerak who helped me with everything and anyone else I spoke to. If you need a loan I would recommend this company. Thank you once again Prerak. You have been wonderful.
- DGDebra GruhlNov 5, 20255.0Worked with Prerak and he was great. Very understanding when I was getting a little less patient with the delays. Not his fault at all, he kept me updated on everything. Have been a customer for several years now and will continue to be. Thank you Prerak
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in St. Catharines offer?
They offer personal loans, bad credit loans, debt consolidation loans, car and auto loans, installment loans, home equity loans, retail financing, and small business loans.
What are the business hours for easyfinancial Services in St. Catharines?
Their hours are Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
What documents are required to get approved for a personal loan at easyfinancial?
You need two recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a non-expired government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial?
You must be at least 18 or 19 years old depending on the province, be employed or have acceptable income sources, have Canadian residency or citizenship status, and meet minimum monthly net income requirements.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
Personal Loans have higher rates starting at 29.99% with loan amounts up to $20,000 and require no collateral. Home Equity Loans require collateral like a home and offer lower rates starting at 14.99% with higher loan amounts up to $75,000.
Where is easyfinancial Services located in St. Catharines?
They are located at 525 Welland Ave, St. Catharines, ON L2M 6P3, Canada.
What nearby shopping options can I visit when coming to easyfinancial Services on Welland Ave?
You can visit nearby stores like easyhome Rent to Own, Dollarama, and Lincoln Value Centre which offer a range of home goods, discounts, and dining options.
Are there any nearby restaurants near easyfinancial Services where I can grab a meal?
Yes, there are several restaurants nearby including Sunset Grill, Wendy's, Tim Hortons, McDonald's Canada, and Tatertown food truck, providing various dining options for before or after your visit.
If I need financial advice or personal finance tips, does easyfinancial Services offer these?
Yes, they provide services such as Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, and Loan Protection Plans to help customers manage their finances.
How can nearby places like the Walmart Vision Centre or Canadian Tire enhance my visit to easyfinancial Services?
You can combine your visit to easyfinancial with shopping trips to Walmart Vision Centre for retail needs or Canadian Tire for home goods and automotive services, making your outing more convenient and efficient.