Business Details
About
Loan Agency
easyfinancial in Smith Falls provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.9
188 reviews
5 stars
177
4 stars
5
3 stars1
2 stars0
1 star
5
- KMKelly MussellOct 9, 20255.0If I could give more than 5 stars I would. Cynthia and Christine are AMAZING. They were an absolute pleasure to work with. They explained everything so clearly and even helped set me up on a few apps that will provide some great services as well as guidance with steps to improving my credit score. On a day and age where customer service seems like a thing of the past, Cynthia and Christine are like a breath of fresh air. They have reinstated my faith in fantastic customer service. Thank you Cynthia for staying well beyond the end of your business day in order to get me all set up.
- JDJonny DigalovOct 9, 20255.0Cynthia was beyond helpful, honest and up front. She went the extra mile to work with my situation. She found a way, and made it work. All while being friendly, understanding and compassionate. Highly recommend.
- SMScotty MalouinOct 3, 20255.0My father has a loan and I was in need of extra cash, Cynthia helped with my first loan and Alexis helped me with this loan, I was in a jam. They came through at the perfect time, 10/10 hands down!
- SWSui Sang WongSep 16, 20255.0The staff was really helpful and a joy to talk to! Very knowledgeable and very understanding of my needs! Thank you to Very Much to Christine and Cynthia!!!
- RLRenata LacelleAug 29, 20255.0A very positive experience, Christine Lanning is very helpful, very knowledgeable and I would certainly contact her again for my future financial needs.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What financial products does easyfinancial offer in Smiths Falls?
easyfinancial offers a variety of loans including personal loans, home equity loans up to $75,000, car loans, debt consolidation loans, and installment loans to help Canadians with limited borrowing options.
Can I apply for a loan at easyfinancial if I have bad credit?
Yes, easyfinancial can approve loans for customers with poor or no credit by considering your full financial profile, making it easier to get approved even if traditional banks decline you.
Will applying for a loan at easyfinancial affect my credit score?
No, applying initially uses a soft credit inquiry which does not affect your credit score; only a hard inquiry occurs if you choose to finalize the loan.
What are easyfinancial Services’ business hours in Smiths Falls?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I contact easyfinancial Services in Smiths Falls?
You can reach them by phone at +1 613-284-8177 or email at branch2537@goeasy.com.
Where is easyfinancial Services located in Smiths Falls?
The location is 123 Lombard Street, Unit 6, Smiths Falls, ON, K7A 5B8, Canada.
Are there any nearby places I can visit before or after meeting easyfinancial Services?
Yes, nearby you can visit Pop’s Cannabis Co., Dollarama, and the LCBO for shopping, or grab a coffee at Starbucks Canada or Tim Hortons.
Is there a nearby Home Goods store close to easyfinancial Services?
Yes, Easyhome and easyhome Lease to Own are located nearby and offer home goods and rental services, which might be convenient if you are considering home financing options.
Where can I find dining options near easyfinancial in Smiths Falls?
Close to easyfinancial Services, you can find numerous restaurants such as Swiss Chalet Rotisserie & Grill, Harvey’s, Popeyes Louisiana Kitchen, Wendy’s, Subway, and Pizza Hut for a variety of meal options.
Does easyfinancial offer any educational or protection services?
Yes, they provide services including Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan.