Business Details
About
Loan Agencyeasyfinancial
easyfinancial in Sault Ste. Marie provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
305 reviews
5 stars
281
4 stars
13
3 stars3
2 stars0
1 star
8
- ABAshley BarrerDec 8, 20251.0I have been paying minimum payment for 8 years now and still owe pretty much the same balance owing . They ruined my life.
- LLLaceySep 3, 20255.0Donna was amazing! She talked me through everything and answered all my "silly" questions. And it doesnt stop there! If for any reason I need help or have any questions she is there for me 100%. I would highly recommend her. Process is simple, easy and to the point. Couldn't ask for better, now I can finally get my life back on track! Thank you so much Donna!
- TDTamara DoddsAug 19, 20255.0Amazing service, so helpful and quick.
- ATApticuno tooAug 5, 20255.0Had an very good experience with Donna, she was very patient with me and answered all the questions I had with no problems.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What types of loans does easyfinancial in Sault Ste. Marie offer?
easyfinancial offers a full suite of lending products including personal loans, bad credit loans, debt consolidation loans, car loans, home equity loans up to $75,000, installment loans, and small business loans.
Who can benefit from easyfinancial's lending services?
easyfinancial helps everyday Canadians who may have limited borrowing options or have been declined by banks. They approve customers based on a comprehensive financial profile, making loans available even to those with poor or no credit history.
What are easyfinancial's hours of operation in Sault Ste. Marie?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
Does applying for a loan with easyfinancial affect my credit score?
No, applying for a loan involves a soft credit inquiry that does not affect your credit score. A hard inquiry occurs only when you decide to finalize your loan.
Can having a co-applicant on my loan application benefit me?
Yes, a co-applicant can help you get approved, access higher loan amounts, and receive an automatic 2% interest rate reduction.
How can I get my loan funds once approved by easyfinancial?
You can receive your loan funds via Interac e-Transfer or EFT directly deposited to your bank account for convenience and speed.
Where is the easyfinancial Services branch located in Sault Ste. Marie?
The branch is located at 710 Second Line East, Unit 104, Sault Ste. Marie, ON, P6B 4K3, Canada.
What nearby places can I visit when I come to easyfinancial Services in Sault Ste. Marie?
Nearby you can find Booster Juice for smoothies, The Ten Spot for skin care treatments, and Pita Pit for quick sandwiches. These spots offer convenient options to grab a bite or relax before or after your visit.
Is there a place nearby where I can get pet grooming while visiting easyfinancial Services?
Yes, PetSmart Grooming and PetSmart are located nearby for pet grooming and other pet services, so you can take care of your pet’s needs during your visit.
Can I find arts and crafts supplies near easyfinancial Services in Sault Ste. Marie?
Yes, Michaels Stores and Michaels are nearby, offering arts and crafts supplies along with hobby and toy items, which can be a great stop before or after your loan appointment.