Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
234 reviews
5 stars
204
4 stars
23
3 stars2
2 stars0
1 star
5
- SJSam Thomas johnsonSep 12, 20255.0Wonderful experience.. i have been a client with CM PTBRGH for a long time. The staffs are really good, helping us when we dont know what steps to take TRACY from cash money is doing a good job she was really helpful
- LSlance SubrockSep 12, 20255.0Tracy helped me out and it was fast and efficient. 5******
- PMPatrick McGillSep 6, 20255.0Tracy was awesome make sure you go here for your money
- NHNina HaleySep 5, 20255.0Tracy was fantastic. She helped me with my application. I recommend Tracy to anyone. Thank you Tracy for all your help your wonderful
- CTCharlie ThompsonSep 4, 20255.0Victoria and Tracy were very helpful for me today I am very grateful for their help! Will definitely be back!
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch to get a quick and easy loan application process.
What are the requirements to apply for a Line of Credit at LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly can I receive a lending decision when applying online?
During business hours, you may receive a pre-approval decision almost immediately. The final lending decision is usually provided within 48 hours, often the same day.
What types of vehicles are acceptable to obtain a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, and vans are accepted.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, vehicles up to 20 model years old and with less than 250,000 kms are eligible for Secured Loans.
What are the business hours of the LendDirect branch in Peterborough?
The branch is open Monday to Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
Where is LendDirect located in Peterborough?
LendDirect is located at 1135 Lansdowne Street West, Suite 24, Peterborough, ON, K9J 7M2, Canada.
What nearby restaurants can I visit before or after meeting at LendDirect?
You can visit nearby restaurants such as Shoeless Joe's Sports Grill, WingsUp! Peterborough, or Philthy Philly’s-Peterborough for a variety of dining options.
Are there any nearby shopping centers or services close to LendDirect?
Yes, Parkway Place Mall offers shopping and dining experiences, and The Bra Boutique is nearby for lingerie and clothing shopping.
How can nearby places like 'Vacations by Angela' enhance my visit to LendDirect?
While visiting LendDirect, you can also plan your future travels with nearby travel services like Vacations by Angela, conveniently located close to the branch.