easyfinancial in Ottawa provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What types of loans does easyfinancial in Ottawa offer?
easyfinancial in Ottawa offers a variety of loans including debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, and small business loans.
What are the hours of operation for easyfinancial Services in Ottawa?
easyfinancial Services in Ottawa is open Monday to Friday from 10:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
Can applying for a loan at easyfinancial affect my credit score?
Applying for a loan at easyfinancial initially involves a soft credit inquiry that does not affect your credit score. A hard inquiry is only performed if you decide to finalize your loan application.
How does having a co-applicant benefit my loan application with easyfinancial?
Having a co-applicant can improve your chances of approval, give access to higher loan amounts, and provides an automatic 2% interest rate reduction.
What COVID-19 safety information is available for easyfinancial in Ottawa?
You can find the latest COVID-19 information and safety measures for easyfinancial at https://www.easyfinancial.com/covid19.
Where is easyfinancial Services located in Ottawa?
easyfinancial Services is located at 1235 Donald Street, Unit 8, Ottawa, ON K1J 8W3, Canada.
What nearby public services can I visit after my appointment at easyfinancial Services?
After your visit, you can explore nearby services like H&R Block Canada for tax help, St. Laurent Pharmacy I.D.A. for your pharmacy needs, or Sunshine Medical Clinic for health services.
Are there dining options near easyfinancial Services in Ottawa?
Yes, near easyfinancial Services you can enjoy meals at Noodlebox, Pho May, Centrale Bergham, Tim Hortons, and Wild Wing Ottawa East, offering a variety of Asian, halal, fast food, and casual dining options.
Where can I shop for beauty and salon products close to easyfinancial Services?
Nearby you can find beauty and salon supplies at Beauté Hera, Clore Beauty Supply, Star Nails and Spa, M&T Hair Loft, and Zahruja Collections for a range of cosmetic, hair, and spa needs.
How can I contact easyfinancial Services in Ottawa?
You can reach easyfinancial Services by phone at +1 613-916-6240 or via email at branch2506@goeasy.com. Additional information is available on their website https://www.easyfinancial.com/ottawa.