easyfinancial in Oshawa provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
I applied for a personal loan and was approved with the money in my account the same day. The entire process was smooth and efficient, and I was kept informed every step of the way. The Oshawa team was incredibly polite and accommodating throughout.
A special thank you to Chloe, the manager, who truly went above and beyond to get everything sorted for me. I really appreciate the whole team and their outstanding service.
AL
Andrea Ledgister
Dec 26, 2025
5.0
The service was fast, and the staff was friendly.
OM
O M
Nov 29, 2025
5.0
I was at their Simcoe branch today and Sarthak made me feel at ease with all of the Process. He is so good at what he does. Thank you Sarthak!
SA
Solomon Adetula
Nov 19, 2025
5.0
EasyFinancial exceeded my expectations with their outstanding service. I was especially impressed by Sarthak Patil, who handled my application with professionalism, patience, and clear communication. The entire process was smooth and stress-free. Their service is truly second to none, and I am highly satisfied with my experience.
LB
Lynn Britton
Nov 17, 2025
5.0
My experience was very pleasant. Everything was easy and understood. Sarthak was wonderful to work with and answered my questions to my satisfaction. Would highly recommend!
Frequently Asked Questions About easyfinancial Services
What credit score do I need to get a loan?
At easyfinancial we look at much more than just your credit score and use many factors to approve applicants for a loan. In fact, we can even approve borrowers that have no credit history including students and new Canadians. Our ability to provide our customers with a loan is based on your unique credit and financial history so even if you have had past credit issues, we encourage you to apply.
How long will it take me to complete an application?
Our simple application process takes approximately 7 minutes.
How long will it take for me to get an approval?
We provide a decision on your application within 30 minutes.
What types of loans does easyfinancial Services in Oshawa offer?
They offer debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, retail financing, small business loans, and home loans.
What are the business hours for easyfinancial Services in Oshawa?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How long does the loan application process take at easyfinancial Services?
Their simple application process takes approximately 7 minutes, with approval decisions provided within 30 minutes.
Do I need a good credit score to get a loan at easyfinancial Services?
No, they consider many factors beyond credit score and can approve applicants with no credit history, including students and new Canadians, even if there have been past credit issues.
Does easyfinancial Services provide any financial education or wellness services?
Yes, they offer Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan.
How can I contact easyfinancial Services in Oshawa?
You can contact them by phone at +1 289-222-3279 or toll-free at +1 888-502-3279, or email branch2568@goeasy.com.
Where is easyfinancial Services located in Oshawa?
They are located at 1051 Simcoe St N, Unit 4a, Oshawa, ON, postal code L1G 4W3, Canada.
What nearby dining options are available around easyfinancial Services in Oshawa?
Nearby dining options include Polish Food Hot and Deli, Ryan’s Roti and Jerk, New Century Chinese Food Restaurant, Domino’s Pizza, Pizza Tonite, Dairy Queen, Halibut House Fish and Chips, and Traditions Family Restaurant Inc.
If I am visiting easyfinancial Services, where can I find convenience stores nearby?
Nearby convenience stores include Mac’s Convenience Store and Circle K, which also offers coffee and snacks, making them convenient stops before or after your visit.
Are there beauty and wellness salons near easyfinancial Services in Oshawa?
Yes, nearby options include First Choice Haircutters, Bloom Salon, Bonluxe Nails, Pure + Simple Oshawa, Wax Lab by Lana Beauty, Hair Kandi, Knots Landing, and Top Choice Nails & Spa for various beauty and spa services.