Business Details
About
Loan Agency
easyfinancial in Oshawa provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
180 reviews
5 stars
164
4 stars
8
3 stars0
2 stars0
1 star
8
- MAMike AckerAug 8, 20255.0Good service by Gayatri. She is the best. Helped me get the funds I needed.
- PSPeter ScottJun 5, 20255.0Best place to to get quick cash. Thank you guys for your assistance today and making the process hustle free
- SBShannon BartholomewDec 13, 20225.0Very fast! Harshil was very responsive & kind while ensuring I understood everything. Thanks again!
- ADAaron DugganDec 6, 20225.0This location toned down the amount of clients, and most likely only due the recent economic affects we've all suffered this past few years. I mention this in surprise because it is about its services that have actually helped people. If in a bind, this is a quick process with many options available to upgrade your personal credit, or, eventually bring yourself a balanced budget. They've even granted grace to me personally, when time's became rough, offering me a way to pay that I could afford. If the clientele was up, I'm sure they'd offer an accomodation of coffee or water. Bathroom isn't available to the public, and the wait may be that long in process, this disappointed. The office itself could use more attractive colors, or appealing atmosphere, instead of rather stagnant. It needs character in Feng Shui, but the employees are very proficient, professional, polite, and speedy to help. It's worth a five star because it actually has empathy for it's service.
- DMDakota De MeloFeb 23, 20215.0Staff was very helpful and understanding, answered all my questions and was quick service too.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Oshawa offer?
They offer personal loans, home equity loans, debt consolidation loans, car and auto loans, installment loans, small business loans, and retail financing.
What are the operating hours for easyfinancial Services in Oshawa?
They are open Monday to Friday from 10:00 to 19:00, and Saturday from 09:00 to 17:00. They are closed on Sunday.
What documents do I need to provide to get approval for a personal loan?
You will need two most recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a non-expired government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial in Oshawa?
You must meet age requirements (18 or 19 depending on the province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired pension or disabled), be a Canadian citizen or certain permanent resident status for at least 6 months, and have a minimum monthly net income of $1,200 with at least $1,000 from eligible sources.
How does a personal loan differ from a home equity loan at easyfinancial?
A personal loan requires no collateral and offers rates starting at 29.99% with amounts up to $20,000, while a home equity loan requires collateral such as your home, offers higher amounts up to $75,000 and lower rates starting at 14.99%.
Where is easyfinancial Services located in Oshawa?
easyfinancial Services is located at 199 Wentworth St W, Unit 19/20, Oshawa, ON, L1J 6P4, Canada.
How can I reach easyfinancial Services in Oshawa by phone or email?
You can call them at +1 905-728-1983 or toll-free at +1 888-502-3279. You can email them at branch2542@goeasy.com.
What nearby places can I visit before or after my appointment at easyfinancial in Oshawa?
Nearby you can visit Oshawa Public Library - Jess Hann Branch for books and public services, enjoy shopping at FreshCo Wentworth & Cedar supermarket, or grab a meal at Mary Brown's Chicken fast food restaurant.
Are there any dining options close to easyfinancial Services in Oshawa?
Yes, nearby dining includes Mary Brown's Chicken, Quick Flame Restaurant and Bar, Quesada Burritos and Tacos, Subway, Pizza Pizza, Pizza House, and Lakeview Burger & Diner.
What shopping centers and services are around easyfinancial Services in Oshawa?
Nearby shopping centers include Lake Vista Square and Surplus Furniture & Mattress Warehouse. You can also find services like Shoppers Drug Mart, Dollarama, Pet Valu, and Buy and Sell Kings.