Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
28 reviews
5 stars
28
4 stars0
3 stars0
2 stars0
1 star0
- ASAbhijith Sathyan3 days ago5.0Thank you, Sumeet, for getting the loan approved so quickly. I really appreciate your excellent attitude and service.
- GCGabriella Chimienti3 days ago5.0Sumeet was extremely professional and helpful! He explained everything clearly and throughly. The overall process took 45 mins from start to finish and it was stress free.
- RBRachel BrackenNov 5, 20255.0Amazing staff helped me out so much! Their names are Sumeet and ajay sweetest people ever!
- VSVikramjeet SinghNov 4, 20255.0Great service by Ajay and Sumeet, explained everything step by step with clarity and finished the process efficiently.
- BNbrandon noelOct 29, 20255.0Ajay & Sumeet made the process of getting a loan painless. I thank them so much. Great customer service.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans, with electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch. Visit the loans page to see if your province is serviced.
What are the requirements to apply for a Line of Credit?
You must be at least 18 years old, provide valid ID, have an open bank account in your name, proof of recurring income, and be a Canadian resident.
Can I get a Secured Loan with a less than perfect credit score?
Yes, LendDirect considers various factors besides credit score when processing loan applications.
What vehicles are acceptable for Secured Loans?
Acceptable vehicles include hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
Can I have both a Secured Loan and Line of Credit simultaneously?
No, currently customers are not eligible to have both loans at the same time.
What are LendDirect's business hours?
LendDirect is open Monday to Friday from 9:00 AM to 6:00 PM and closed on weekends.
How can I make loan payments at LendDirect?
Payments can be made online via Interac e-Transfer or AutoPay, or in-person at a branch using a debit card. Cash payments are not accepted.
Where is LendDirect located?
LendDirect is located at 28 Mill Street, Suite 115, Orangeville, ON, L9W 2M3, Canada.
What nearby places can I visit when coming to LendDirect in Orangeville?
Nearby you can visit Melissa Paparelli RMT for holistic therapy, The Sustainable Shop & Refillery for eco-friendly shopping, or Mill Creek Pub and Restaurant for dining after your visit.
Are there any local services near LendDirect for phone or computer repairs?
Yes, iMak Repairs-Orangeville nearby offers mobile phone and computer repair services if you need technical assistance while visiting LendDirect.
Can I find health and wellness services near LendDirect?
Yes, Orangeville Wellness Clinic and Maria McGugan Massage Therapy Clinic are nearby and offer massage therapy and wellness services.