Business Details
About
Loan Agency
easyfinancial in Oakville provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
77 reviews
5 stars
71
4 stars
2
3 stars0
2 stars0
1 star
4
- KHkimberley hollowayOct 8, 20255.0What a great experience. The confidence in their support and professionalism was greatly appreciated. Highly recommend
- JMJennette MazzaOct 8, 20255.0I had an amazing experience with Courtney at the Easyfinancial Oakville branch. She got everything done for me within just a couple of hours from my first phone call - start to finish! She was professional, friendly, and made the entire process so easy after a frustrating experience elsewhere. I’d highly recommend her to anyone looking for fast, honest, and reliable service.
- ACAngela CianchettiOct 7, 20251.0Do not go with them. They will take everything from you. Your credit will not rebuild.
- DNDave NieropSep 5, 20255.0I was desperate to get cause I was starting to get broke but luckily I was able to get loan from Easy Financial, Shivani who was my representative was able to get help me get a loan and I couldn't have done without her, She was very kind and helpful.
- SGSharon GbenjoAug 15, 20255.0Lovely is amazing, she is very knowledgeable, supportive and patient.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Oakville offer?
They offer personal loans, home equity loans, debt consolidation loans, car loans, installment loans, auto loans, small business loans, and retail financing.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
Customers must meet age, employment status, residency status, and minimum income requirements, including being a Canadian citizen or resident, employed in eligible statuses, and having a minimum monthly net income of $1,200.
What documents are needed to get approval for a personal loan?
You need two recent pay stubs, 90 days of banking info, one recent bill addressed to your home, and a non-expired government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
Personal Loans require no collateral and have rates starting at 29.99% for amounts up to $20,000, while Home Equity Loans require collateral like a home, offer up to $75,000 loan amounts, and have lower rates as low as 14.99%.
What are easyfinancial Services' operating hours in Oakville?
They are open Monday to Friday from 10:00 to 19:00, Saturday from 09:00 to 17:00, and closed on Sundays.
How can I contact easyfinancial Services in Oakville?
You can call them at +1 289-351-1658 or email branch2590@goeasy.com.
Where is easyfinancial Services located in Oakville?
At 146 Lakeshore Rd W, Unit C, Oakville, ON, L6K 1E4, Canada.
What nearby places can I visit around easyfinancial Services in Oakville?
Nearby places include Tatyana Pet Groomer, Lakeshore Family Dentistry, Oak Lake Medical Centre & Spa, Oak Lake Pharmacy, Ben & Florentine restaurant, Pizza Hut, and Starbucks Canada.
Are there dining options near easyfinancial Services in Oakville?
Yes, you can visit Ben & Florentine, Pizza Hut, KFC, Harvey's, Baskin Robbins, and Starbucks Canada located nearby for a variety of food and beverages.
What nearby facilities can help me manage other needs when visiting easyfinancial Services?
You can access health services at Lakeshore Family Dentistry, Oak Lake Medical Centre & Spa, Oak Lake Pharmacy, and Oakville Lakeshore Animal Hospital, or take care of errands at Canada Post and use the Localcoin Bitcoin ATM at Becker's nearby.