Business Details
About
Loan AgencyCuro Management
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
658 reviews
5 stars
632
4 stars
11
3 stars3
2 stars2
1 star
10
- CVChristine ValdezNov 22, 20255.0Virgina was very helpful and it did not take long to finish the transaction. I recommend her for her fast and reliable service.
- LMLorely Mae MiguelNov 22, 20255.0what a smooth transaction, very accommodated and very specific in details! Good job for the good service!
- AManna MolisanaOct 28, 20255.0The best place to go for financial assistance. The staff is knowledgeable, professional and very helpful.
- SGSandra GarciaAug 26, 20255.0Very good service.
- VLVeysel ÜlkerAug 18, 20255.0The service was very good and progressed quickly. Especially Virginia was very attentive to us, thank you.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does Cash Money offer?
Cash Money offers payday loans, lines of credit, auto equity loans, and personal loans up to $10,000 to help bridge financial gaps.
How can I apply for a loan at Cash Money?
You can apply for a loan online, in-branch at 5587 Yonge St, Toronto, or over the phone by calling +1 416-250-9001.
What are the operating hours of Cash Money at Yonge and Finch?
The branch is open Monday to Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Does Cash Money provide Western Union money transfer services?
Yes, Cash Money can help you send or receive funds through Western Union.
Is the Cash Money branch wheelchair accessible?
Yes, the branch has a wheelchair accessible entrance.
Can I make an appointment to visit Cash Money?
No, appointments are not required or offered for visiting the branch; you can walk in during business hours.
Where is Cash Money located and how can I visit?
Cash Money is located at 5587 Yonge St, Toronto, ON M2N 5S4. You can find us easily near Yonge and Finch intersection.
What nearby amenities can I visit before or after visiting Cash Money?
You can visit Olive Square Park for a relaxing stroll or grab a bite at nearby restaurants like Basil Box or Pizza Nova, all within walking distance.
How can nearby Western Union locations help me when visiting Cash Money?
Since Cash Money offers Western Union money transfer services, nearby Western Union locations can be alternative points for sending or receiving money if needed.
Are there any beauty salons near Cash Money for a quick visit?
Yes, nearby beauty salons include Kamiya Hair Dressing, Kamiya Uptown, and Jourdeness SPA, which you can visit before or after handling your loan needs.