Business Details
About
Loan Agency
easyfinancial in Calgary provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.9
364 reviews
5 stars
354
4 stars3
3 stars0
2 stars0
1 star
7
- MSMatthew Shora6 days ago4.0I talked with Kamal, she was very knowledgeable and easy to talk to. Helped me organize my finances and plan ahead. Highly recommend
- MFMelanie FloridaNov 6, 20255.0Kamal is very efficient and able to address concerns as directed.
- EAErick AcebesNov 4, 20255.0I liked the customer service, Kamal was so professional and knowledgeable, I recommend her if you need any financial help!
- VMVaibhav MittalNov 4, 20255.0Had a great experience with my loan application — everything went smoothly and faster than expected. Kamal and Avani were professional, helpful, and kept me updated throughout the process. Really appreciate their support and clear communication!
- LIliza francisco (izang)Oct 21, 20255.0KAMAL is very helpful for the second time that she helped me for my loan and i really appreciate her Proffesionalism and being dedicated to her job.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in North York offer?
We offer various loans including personal, home equity, car, installment, auto, retail financing, small business, and debt consolidation loans.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify, you must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, etc.), be a Canadian citizen or eligible resident for at least 6 months, and have a minimum monthly income of $1,200.
What documents do I need to get approval for a Personal Loan?
You'll need your two most recent pay stubs, the last 90 days of banking info, a recent bill with your current address, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
A Personal Loan requires no collateral, has rates starting at 29.99%, and loan amounts up to $20,000. A Home Equity Loan uses your home as collateral, offers loans up to $75,000, and rates as low as 14.99%.
What are easyfinancial Services' business hours in North York?
We are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Is there a way to stay informed about easyfinancial's COVID-19 updates?
Yes, you can visit https://www.easyfinancial.com/covid19 for the latest COVID-19 information and messaging from easyfinancial.
What nearby places can I visit around easyfinancial Services in North York?
Near our location, you can visit Butterchick Indian Kitchen for Indian cuisine, Starbucks or Second Cup Cafe for coffee, and Teriyaki Experience for Japanese food.
Are there telecommunications stores near easyfinancial Services where I can shop for mobile phones?
Yes, nearby mobile phone stores include Fido, Rogers, Telus, Bell, Wireless DNA (Fido Exclusive Dealer), and Virgin Plus for your telecommunications needs.
Can I find financial advising services close to easyfinancial Services in North York?
Yes, Wen Wen Wei - TD Investment Specialist is a financial advising service near easyfinancial Services where you can get investment advice.
Are there any retail stores near easyfinancial Services for shopping?
You can visit retail stores nearby such as GNC Live Well for supplements, Beauty Boutique by Shoppers Drug Mart, Suzy Shier clothing store, Reitmans women's clothing store, Winners department store, and Carter's children's clothing store.