Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
240 reviews
5 stars
214
4 stars
14
3 stars
5
2 stars1
1 star
6
- MRMatias RomeroSep 16, 20255.0Amazing it was very fast!! Good guys
- KRKaryn-Anne RossSep 5, 20255.0Awesome company when you in need of cash. Brittany and Omar are both incredibly helpful and friendly!☺️
- KNKait NormanJul 29, 20255.0Great friendly folks! Super helpful and easy to deal with
- TKtanya kJul 24, 20255.0The girls are amazing wonderful people and professionals. They made me comfortable and helped so much
- NRNesha RamdasJul 23, 20255.0My visit to cash money was amazing, thanks to Brittany and Bailey they are amazing people to speak to and do business. Keep up the wonderful job you're doing. Love and blessings 🙌
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded amounts up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply for a loan online, over the phone, or at a branch in Canada.
What are the requirements to apply for a Line of Credit at LendDirect?
You must be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How quickly will I receive a lending decision when I apply online?
During business hours, you may receive an almost immediate pre-approval decision, with the final lending decision usually within 48 hours, often on the same day.
What vehicles are acceptable for obtaining a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are acceptable.
Can I apply for a Secured Loan if my vehicle is older than 10 years?
Yes, Secured Loans are available for vehicles up to 20 model years old and with less than 250,000 km mileage.
Where is LendDirect located and what are its business hours?
LendDirect is located at 158 Dundas Street, London, ON, N6A 1G1, and operates Monday to Friday from 9:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 5:00 PM. It is closed on Sundays.
Are there any nearby coffee shops where I can relax before or after visiting LendDirect?
Yes, you can visit nearby coffee shops like Galaxy Tea Shop and Starbucks, both located close to LendDirect at 158 Dundas Street, London.
Is there public transit available near LendDirect for easier access?
Yes, the LTC Downtown Information Office bus station is nearby, providing convenient public transit options for customers visiting LendDirect.
Are there food options near LendDirect if I want to grab a meal or snack?
Nearby dining options include Pizza Pizza, Cousin Vinny's Pizza & Deli, McDonald's Canada, Buzz Bagelz, and Penago’s bubble tea for a variety of meal and snack choices.