Business Details
About
Loan Agency
easyfinancial in London provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.6
234 reviews
5 stars
201
4 stars
14
3 stars0
2 stars1
1 star
18
- PTPaul ThomasSep 20, 20255.0Great service. They make sure you have the best options for making your payments. I’d use them again
- ATAna Júlia TeskeJun 27, 20251.0Their website says if you if you apply there will be no changes to your credit score. But that is only true if you proceed with the loan. Other than that, high interest rates, trying to push me to borrow a lot more money than I actually need, so I am further in depth. Do not recommend.
- BGBobbie GroffMar 11, 20245.0Keerat, was very quick, pleasant and a pleasure to talk to. Experience was wonderful and Keerat was able to get me the help I needed in a very short time made everything so very easy. Thanks for everything.
- EBErin BrockettJun 27, 20224.0Fast transaction. Super easy to deal with. The branch manager is very energetic.
- RTRIYA MARY THOMASJan 11, 20205.0Jessica was so helpful, I find it’s really works out well for us
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What services does easyfinancial Services in London offer?
easyfinancial Services provides a range of personal and financial loan products including personal loans, debt consolidation loans, car loans, home equity loans, installment loans, and small business loans.
Where is easyfinancial Services located in London?
easyfinancial Services is located at 1030 Adelaide St N, Unit 4, London, ON, N5Y 2M9, Canada.
What are the hours of operation for easyfinancial Services in London?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and is closed on Sundays.
Can applying for a loan with easyfinancial affect my credit score?
No, applying for a loan at easyfinancial uses a soft credit inquiry initially which does not affect your credit score. A hard credit inquiry only occurs if you decide to finalize your loan application.
What advantages are offered by having a co-applicant on my loan application?
Having a co-applicant can increase the likelihood of approval, potentially allow access to higher loan amounts, and provide an automatic 2% interest rate reduction.
What options does easyfinancial offer for receiving loan funds?
Loan funds can be received via Interac e-Transfer or EFT (electronic funds transfer) directly to your bank account for convenience and speed.
Are there nearby places where I can shop or eat when visiting easyfinancial Services?
Yes, nearby places include Metro Adelaide for groceries and pharmacy needs, Bento Sushi for sushi dining, and Dollarama for discount shopping. Customers can combine visits for convenience.
Are there financial or banking services nearby easyfinancial Services?
Yes, Western Union offers financial services nearby, and the TD Canada Trust Branch & ATM is also close, allowing customers to access additional banking and trust services in the area.
What dining options are available near easyfinancial Services in London?
Nearby dining options include Church Texas Chicken for fast food, Subway for sandwiches, Pazoon's Pizza for pizza, MrBeast Burger for burgers, and Cora Breakfast and Lunch for breakfast and brunch.
Does easyfinancial offer any financial education or wellness services?
Yes, easyfinancial provides financial education, personal finance tips, financial wellness training, a Credit Optimizer service, Home & Auto Benefit Plan, and a Loan Protection Plan to support customers' financial health.