Business Details
About
Loan Agency
easyfinancial in London provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
156 reviews
5 stars
135
4 stars
10
3 stars0
2 stars0
1 star
11
- TUTristen UsherAug 24, 20251.0If I could give zero stars, I would. This branch of Easyfinancial, under Branch Manager Patric, has repeatedly violated agreements, federal financial regulations, and my consumer rights — while continuing harassing conduct despite clear revocation of consent. This company has wasted my time, breached laws, violated trust, and trampled on my rights and probably YOUR RIGHTS TOO. Any positive reviews here should be viewed very skeptically, given Easyfinancial’s conduct, they read more like paid bot posts than genuine customer experiences. Also they advertise 35% cap on interest, lies I pay 44%. ⚠️ Avoid Easyfinancial at all costs.
- SCShaun CollierJun 18, 20255.0This place is amazing staff went above and beyond helping us out for a loan and better yet to build credit explanation of everything in detail was given. Ishita and pratik the branch manager were so phenomenal def recommend
- ASApril StewardsonJun 5, 20251.0I was honestly surprised to see the glowing reviews. Maybe I just happened to have a few bad experiences. Easy financial is great if you want to drown in interest and high payments. Unless you can make large lump-sum payments, be prepared to never get ahead of the interest rate. There's a reason you can easily get a large sum of money over the phone - glorified loan sharks. My experience with this particular branch was not great. They sent passive-aggressive emails, could not provide proper statements of account, and the one time I went to the branch in person to pay off my loan, the building and representative I met with reeked of weed. I found communication and the one experience I had in branch extremely unprofessional, and serves as a further reminder to never use companies like Easy Financial again.
- SDSteven DrakeOct 27, 20224.0Went to a few different places and this was by far the best. They were super friendly and helpful.
- SSSkywalker SkywalkerOct 15, 20225.0Abhishek helped me with all of my questions. He was very thorough with providing detailed information. I left feeling optimistic with my credit score goals! Amazing customer service!!! Highly recommend Abhishek as a easy home representative!!
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in London offer?
easyfinancial Services in London offers personal loans, car loans, installment loans, home equity loans, auto loans, small business loans, and debt consolidation loans.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify for a loan, you must be at least 18 or 19 years old (depending on province), employed (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), a Canadian citizen or eligible resident for at least 6 months, and have a minimum monthly net income of $1,200 with at least $1,000 from employment or pension.
What documents are needed to apply for a personal loan at easyfinancial?
You need to provide two recent pay stubs, 90 days of banking information, a recent bill with your current address, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
A Personal Loan requires no collateral and has rates starting at 29.99% with loan amounts up to $20,000. A Home Equity Loan requires collateral, usually a home, offers higher loan amounts up to $75,000, and lower rates starting at 14.99%.
What are easyfinancial Services' operating hours in London?
Monday to Friday from 10:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. The branch is closed on Sundays.
Where is easyfinancial Services located in London?
They are located at 1070 Wellington Rd, Unit 2, London, ON, postal code N6E 3V8, Canada.
How can nearby restaurants like Jack's or Babylon Pizza & Shawarma enhance my visit to easyfinancial Services?
You can enjoy dining at nearby restaurants such as Jack's, an American bar and grill, or Babylon Pizza & Shawarma, a Middle Eastern restaurant, before or after your visit to easyfinancial Services, making your trip more convenient and enjoyable.
Are there any nearby transit or service points that make accessing easyfinancial Services easier?
Yes, nearby places like Purolator post office and TD Canada Trust ATM provide additional services close to easyfinancial Services, which can be helpful when managing your financial and postal needs in one trip.
What nearby shopping options are available around easyfinancial Services?
Nearby shopping options include Peachylab Smoke Shop for e-cigarette products, Dollar Tree for discount shopping and party supplies, and Once Upon A Child for children's clothing and thrift items.
Does easyfinancial Services provide any support for credit and financial education?
Yes, they offer services such as Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan to help customers manage their finances effectively.