Business Details
About
Loan Agency
easyfinancial in Kingston provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.4
28 reviews
5 stars
21
4 stars
3
3 stars
1
2 stars
1
1 star
2
- MAMaria abreuAug 22, 20255.0Very efficient and knowledgeable and stress free. Received excellent quick service. Maria Abreu
- DODon O'neillAug 8, 20255.0Nick was awesome to deal with very personable,made me feel very comfortable. Thank you
- KCK ClarkeJul 29, 20255.0Nick was really helpful, and he took his time to explain everything clearly.
- JWJohn WilsonAug 30, 20225.0Great service
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Kingston offer?
easyfinancial Services offers personal loans, home equity loans, car loans, installment loans, debt consolidation loans, small business loans, and retail financing in Kingston.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify, you must meet age requirements (18 or 19 depending on the province), have eligible employment status, be a Canadian citizen or resident with appropriate status for at least 6 months, and have a minimum monthly net income of $1,200.
What documents do I need to apply for a personal loan?
You need two recent pay stubs, 90 days of banking information, a recent bill addressed to your home, and a non-expired government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
A Personal Loan requires no collateral with rates starting at 29.99% and loan amounts up to $20,000. A Home Equity Loan requires collateral (like a home) with loan amounts up to $75,000 and rates as low as 14.99%.
What are the easyfinancial Services operating hours in Kingston?
The store is open Monday to Friday from 10:00 to 19:00, Saturday from 09:00 to 17:00, and closed on Sundays.
Where is easyfinancial Services located in Kingston?
It is located at 945 Garinders Rd, Unit U007B, Kingston, ON, postal code K7M 7H4.
Can I visit easyfinancial Services after shopping at American Eagle Outfitters or Dynamite New Concept?
Yes, easyfinancial Services is near American Eagle Outfitters and Dynamite New Concept, making it convenient to handle your loan needs before or after shopping at these clothing stores.
Are there any nearby food options when visiting easyfinancial Services?
Yes, Subway and BarBurrito Canada are close by, so you can grab a quick meal before or after your visit to easyfinancial Services in Kingston.
How can the nearby BMO Financial Group help customers of easyfinancial Services?
BMO Financial Group offers additional financial services and advice nearby, allowing customers to explore various banking options alongside their loan with easyfinancial Services.
Does easyfinancial Services provide any COVID-19 related information?
Yes, COVID-19 information and messaging are available on their website at https://www.easyfinancial.com/covid19.