Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
174 reviews
5 stars
166
4 stars
3
3 stars2
2 stars0
1 star
3
- SBshweta bhatiaAug 29, 20255.0Honestly; Debbie is amazing!!! She’s so helpful, I called couple of days ago due to a payment concern and she was on it!!
- JFJared FosterAug 12, 20255.0I would recommend anybody who is looking for a loan to visit CashMoney as they have been the most ‘human’ loan company I have ever worked with. Debbie, specifically has helped me greatly in everything at CashMoney. I would highly recommend her as your go to person for any loan needs. She has excellent customer service and a compassionate mindset that’s hard to find in the loan business. Considering that alone would make anyone switch over to CashMoney. Thanks again Debbie for your amazing experience in these hard times. 10/10 would recommend both Canshmoney and if you’re at the location on 158 Highway 8, Debbie is your go to person for all your business needs.
- LLLarryAug 8, 20255.0Debbie has been such help. I prefer a one on one human being to help me as an older customer who wasn't raised in the computer age. People still rule! Anyway thank you Debbie and all employees that have helped me in the past. CASH MONEY RETHINK YOUR PLAN.
- HSHerb SnipesAug 6, 20255.0had a great experience speaking with Debbie, would highly recommend using cash moneys support when in need.
- PSPardeep SinghJul 23, 20255.0Excellent customer by christine , thanks
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans, with electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a LendDirect branch.
What do I need to apply for a Line of Credit at LendDirect?
You need to be at least 18, have a valid ID, an open bank account, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision when applying online?
During business hours, pre-approval decisions are almost immediate, with a final decision usually within 48 hours or the same day.
What vehicles are acceptable for obtaining a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, SUVs, pick-up trucks, and vans are accepted.
Are payments accepted in branch?
Yes, you can pay at a branch with your debit card; cash payments are not accepted. You can also pay online or via Interac e-Transfer.
What are LendDirect's operating hours?
Monday to Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Is LendDirect wheelchair accessible?
Yes, LendDirect has a wheelchair accessible entrance.
What nearby dining options can I visit before or after my appointment at LendDirect?
Nearby restaurants include Five Guys, Tahini's Middle Eastern restaurant, COBS Bread Bakery Stoney Creek, Shoeless Joe's Sports Grill, McDonald's Canada, Tim Hortons, and Buffalo Wild Wings.
Are there nearby retail stores where I can shop near LendDirect?
Yes, nearby retail stores include Sally Beauty for beauty products, Dollar Tree for party supplies and crafts, PetSmart for pet needs, and Walmart Canada for groceries and general shopping.
How can nearby services like The UPS Store or Western Union benefit me when visiting LendDirect?
After arranging your loan at LendDirect, you can conveniently access services like The UPS Store for shipping and Western Union for money transfers nearby.