Business Details
About
Loan Agency
easyfinancial in Hamilton provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.9
102 reviews
5 stars
99
4 stars
2
3 stars0
2 stars0
1 star1
- LALarry AngerAug 23, 20255.0First time dealing with this institution dealing my needs were met It was a great experience thank you Shay
- GGGurpreet GrewalJul 29, 20255.0First time dealing with this institution. It was a wonderful and painless experience where all my needs were met and Jen who was in this location made sure to create a positive and warming space while being a super professional person. Jen made it easy to understand and looked after my needs better than I could've understood. Thank you for such a great experience!
- MMMARCO MEDEIROSJul 9, 20255.0Shay thank you so much for your assistance with me today regarding my loan approval l. You were very proactive and answered all my questions. You made my experience incredibly smooth and easy. Thank you for your great customer service. Keep it up very happy with my service today. Marco
- MRmichelle redNov 18, 20245.0Jenn and Melissa made this a really experience and have been awesome with assisting me the whole way through! Hugh recommend!
- LMLana MartinJan 5, 20235.0Great experience. Very helpful, informative and fast. Would highly recommend coming here.
Frequently Asked Questions About easyfinancial Services
How long will it take for me to get an approval?
We provide a decision on your application within 30 minutes.
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
What types of loans does easyfinancial Services in Hamilton offer?
They offer a variety of loans including debt consolidation, bad credit, personal, car, installment, home equity, auto, and small business loans.
How long does it take to get a decision on my loan application at easyfinancial Services?
You will receive a decision on your application within 30 minutes.
Will applying for a loan at easyfinancial Services affect my credit score?
No, applying will not affect your credit score initially as they use a soft credit inquiry for approval. A hard inquiry only occurs if you finalize the loan.
What is the advantage of having a co-applicant on my loan application?
A co-applicant can help you get approved more easily, access higher loan amounts, and receive a 2% interest rate reduction.
What are the business hours for the easyfinancial Services location in Hamilton?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Where is easyfinancial Services located in Hamilton?
They are located at Unit 2, 2120 Rymal Road East Hannon, Hamilton, ON L0R 1P0, Canada.
What nearby financial institutions can help customers before or after visiting easyfinancial Services?
Customers can visit nearby banks like CIBC Branch with ATM, CIBC, RBC Royal Bank, and BMO Bank of Montreal for additional financial services.
Are there dining options close to easyfinancial Services in Hamilton?
Yes, customers can enjoy meals at nearby restaurants such as Sunset Grill, Taco Bell Canada, and Subway before or after their visit.
What nearby retail stores can I visit near easyfinancial Services?
Nearby retail options include Winners, Bouclair, Staples Hannon, Shoppers Drug Mart, and GameStop for diverse shopping needs.
Does easyfinancial Services offer any resources to help improve financial wellness?
Yes, they provide financial education, personal finance tips, financial wellness training, a credit optimizer, and loan protection plans.