Business Details
About
Loan Agency
easyfinancial in Hamilton provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
257 reviews
5 stars
229
4 stars
18
3 stars0
2 stars2
1 star
8
- TNThe Ni9htGuard2 days ago5.0Samar went above and beyond in order to help me, I am appreciative of how quick the process was, and how caring the team is
- MKMiriam KNov 14, 20255.0I got excellent services from madam Sameer at the branch and over the phone. Thank you.
- STSeanna TaylorrNov 13, 20255.0Arsi was really helpful, thank you
- ATAlex ThomasNov 12, 20255.0Arsi was very helpful!!
- SMsherry maidensNov 7, 20255.0Excellent customer service with detailed information and very helpful staff!
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Hamilton offer?
Easyfinancial Services offers personal loans, home equity loans, car loans, installment loans, auto loans, small business loans, and retail financing among others.
How can I apply for a personal loan at easyfinancial Services?
You can apply for a personal loan at easyfinancial Services by providing the required documents including two recent pay stubs, last 90 days of banking info, a recent bill with your current address, and a valid government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify you must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or permanent resident for at least 6 months, and have a minimum net monthly income of $1,200.
What are your business hours?
easyfinancial Services in Hamilton is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and is closed on Sundays.
Where is easyfinancial Services located in Hamilton?
The easyfinancial Services branch is located at 1299 Barton Street East, Unit K6, Hamilton, ON L8H 2V4, Canada.
Does easyfinancial Services provide resources related to COVID-19?
Yes, easyfinancial Services provides COVID-19 information and messaging on their website at https://www.easyfinancial.com/covid19.
Are there any nearby places to eat around easyfinancial Services?
Yes, nearby dining options include OH-MOMOS restaurant, Sunset Grill for breakfast and Canadian cuisine, Mr. Puffs coffee shop and desserts, BarBurrito Canada, Montfort Mediterranean Grill, A&W Canada, Osmow's Middle Eastern restaurant, and several Popeyes locations.
What nearby financial institutions are close to easyfinancial Services?
Nearby financial institutions include FirstOntario Credit Union, TD Bank, TD Canada Trust Branch and ATM, and CIBC which can be useful for additional banking or ATM needs when visiting easyfinancial.
How can nearby transit and services help me visit easyfinancial Services?
Many nearby amenities such as The Exchange Network ATMs and multiple banks nearby provide convenient financial services around easyfinancial Services. Additionally, close dining and shopping options like The Centre On Barton allow for a comfortable visit before or after your loan appointment.
Does easyfinancial Services offer any financial education or support services?
Yes, they provide financial education, personal finance tips, financial wellness training, credit optimization, home and auto benefit plans, and loan protection plans.