Business Details
About
Loan Agency
easyfinancial in Guelph provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
5.0
124 reviews
5 stars
121
4 stars
2
3 stars0
2 stars0
1 star1
- DADave AchesonAug 15, 20255.0Great service… fast and efficient!!
- RRRobertAug 4, 20254.0Bhagyesh is very helpful
- TPTaralyn Marie Pearson-McLarenJun 17, 20255.0Fast and easy to get a loan. Also they work with you for payments. Will recommend to anyone who needs financial help.
- RTRUTVIJ THAKKAROct 18, 20215.0excellent services professionally help me to built my credit score by free credit monitoring review
- BCbri & cassApr 27, 20215.0Great service :) Amit was very helpful
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Guelph offer?
easyfinancial Services in Guelph offers personal loans, debt consolidation loans, bad credit loans, installment loans, home equity loans, car and auto loans, retail financing, and small business loans.
What are the minimum requirements to qualify for a loan at easyfinancial Guelph?
To qualify, you must meet age requirements (18 or 19 depending on province), be employed (full-time, part-time, self-employed, seasonal, retired, disabled, or on maternity leave), be a Canadian citizen or permanent resident with at least six months residency, and have a minimum monthly net income of $1,200 with $1,000 from employment or pension.
What documents do I need to apply for a personal loan?
You will need two recent pay stubs, 90 days of banking information, a recent bill addressed to your current address, and a valid government-issued photo ID.
How does a personal loan differ from a home equity loan at easyfinancial?
Personal loans require no collateral, have rates starting at 29.99%, and loan amounts up to $20,000. Home equity loans require collateral like your home, offer higher loan amounts up to $75,000, and have lower rates starting at 14.99%.
What are the easyfinancial Services Guelph branch hours?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Where is the easyfinancial Services Guelph location?
The branch is located at 22 Clair Rd W, Building C, Unit 1, Guelph, Ontario, postal code N1L 0A8, Canada.
How can I contact easyfinancial Services in Guelph?
You can call the main phone number at +1 226-780-2705 or email branch2620@goeasy.com for assistance.
What nearby places can I visit before or after visiting easyfinancial Services in Guelph?
Nearby places include Sherwin-Williams for hardware needs, M&M Food Market for groceries, and several restaurants such as Bento Sushi, COBS Bread bakery, and Starbucks Canada for snacks or meals.
Is there a bank close to easyfinancial Services in Guelph if I need additional financial services?
Yes, Scotiabank is nearby, providing additional banking and financial services to customers around easyfinancial Services.
What options are available near easyfinancial Services for tech or phone repairs?
Mobile Klinik Guelph - Clair Marketplace and Mobile Klinik provide mobile phone sales and repair services close to easyfinancial Services for your convenience.