easyfinancial in Guelph provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What types of loans does easyfinancial in Guelph offer?
easyfinancial provides a variety of loan products including debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, home loans, retail financing, and small business loans.
Where is easyfinancial Services located in Guelph?
easyfinancial Services is located at 183 Silvercreek Pkwy N, Unit 118F, Guelph, ON N1H 3T2, Canada.
What are the operating hours for easyfinancial Services in Guelph?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sunday.
Can applying for a loan at easyfinancial affect my credit score?
No, applying for a loan starts with a soft credit inquiry that doesn't affect your credit score. Only when you finalize your loan is a hard credit inquiry conducted.
How can having a co-applicant benefit my loan application?
Having a co-applicant may increase your chances of approval, allow access to larger loan amounts, and provide a 2% interest rate reduction.
What makes easyfinancial a better option compared to payday lenders?
easyfinancial offers lower-cost loans that are fast, convenient, and help rebuild credit, serving customers who are often declined by traditional banks.
What nearby places can I visit after my loan appointment at easyfinancial in Guelph?
After your visit, you might enjoy treats at Rollz Icecream Guelph, grab a pizza at Gino's Pizza, or relax with coffee and donuts at Coffee Time Donuts, all located nearby.
Are there convenient ATM services near easyfinancial in Guelph?
Yes, there are several nearby ATMs including the Localcoin Bitcoin ATM at Little Short Stop - Silver Creek N and a CIBC ATM for your cash withdrawal needs.
What nearby stores can I visit for shopping when visiting easyfinancial in Guelph?
Nearby shopping options include Giant Tiger for clothing and discounts, Zellers department store, and Dollar Tree for budget-friendly supplies.
How can I contact easyfinancial Services in Guelph if I have questions?
You can contact the Guelph branch by phone at +1 519-763-7639 or email at branch2502@goeasy.com for any inquiries or assistance.