Business Details
About
Loan Agency
easyfinancial in Fort Erie provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
29 reviews
5 stars
25
4 stars
2
3 stars0
2 stars0
1 star
2
- RWRay WhiteNov 11, 20255.0Very professional and kind Thank you Cathy for your quick service and answering all of my questions. Very pleasant and easy to do business with.
- ASAnthony SundayAug 26, 20251.0Not great no help told me I was pre approved then knock down my credit score to say no
- NBNiecy BrownSep 29, 20225.0Great experience! Excellent customer service, they really try to meet all your needs at an affordable price.
- MBMathew BurnisonAug 16, 20225.05/5 stars, amazing staff (cathy and douglas), they will ensure the most optimal route of plan specific to your financial situation. I appreciate that they will make sure you're well informed with the different options available to you, Strongly recommend. "Payments are due? EasyFinancial to the rescue!"
- NGNicole E GurczenskiApr 20, 20215.0A great group of people at this location. Marie is always so helpful and a pleasure to speak to everytime! They are always extremely helpful :)
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Fort Erie offer?
easyfinancial Services offers personal loans, home equity loans, car loans, installment loans, auto loans, home loans, retail financing, small business loans, and debt consolidation loans.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
A customer must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or eligible resident, and have a minimum monthly net income of $1,200 (with at least $1,000 from acceptable employment).
What documents do I need to apply for a personal loan?
You need to provide two most recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
Personal Loans require no collateral and offer up to $20,000 at rates starting at 29.99%. Home Equity Loans require collateral such as a home, offering loans up to $75,000 with rates as low as 14.99%.
What are the operating hours for easyfinancial Services in Fort Erie?
The business is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and is closed on Sunday.
How can customers access easyfinancial's service on mobile devices?
Customers can download the easyfinancial app via the Google Play Store for Android devices and the Apple App Store for iOS devices.
What nearby places can I visit before or after visiting easyfinancial Services at 310 Garrison Rd?
Nearby places include various restaurants like Pizza Pizza, KFC, Maggie's Grill, and Subway, as well as retail stores like Winners and Canadian Tire, making it convenient to shop or dine around your loan appointment.
Is there convenient transportation or rental services near easyfinancial Services?
Yes, nearby you can find car rental agencies such as Enterprise Rent-A-Car and Alamo, making it easy to access easyfinancial Services or continue your travel around Fort Erie.
Where can I find personal care or grooming services close to easyfinancial Services?
First Choice Haircutters, SmartStyle hair salons, and the Garden City Cannabis Co. dispensary are nearby, so you can easily combine your trip for personal loans with grooming or retail visits.
Does easyfinancial Services offer any financial education or wellness programs?
Yes, easyfinancial provides Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan services.