easyfinancial in Cornwall provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What type of lending products does easyfinancial offer in Cornwall?
easyfinancial offers a full suite of lending products including home equity loans up to $75,000, personal loans, car loans, installment loans, and small business loans to help Canadians with limited borrowing options.
How can having a co-applicant affect my loan application?
Having a co-applicant can increase your chances of approval, allow access to higher loan amounts, and grant an automatic 2% interest rate reduction.
Will applying for a loan with easyfinancial impact my credit score?
No, applying initially involves a soft credit inquiry that does not affect your credit score. A hard inquiry occurs only when finalizing your loan application.
Where is easyfinancial Services located in Cornwall?
easyfinancial Services is located at 1380 Second Street East, Unit 20, Cornwall, ON, K6H 2B8, Canada.
What are the business hours for easyfinancial Services in Cornwall?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
How can I contact easyfinancial Services in Cornwall?
You can contact them by phone at +1 613-209-3642 or via email at branch2607@goeasy.com.
Are there convenient places to eat near easyfinancial Services in Cornwall?
Yes, nearby dining options include Restaurant Boustan (Lebanese), Billy K’s Restaurant (Filipino diner), Fat Bastard Burrito (Mexican), Sunset Grill (breakfast and burgers), KFC, Pizza Pizza, Subway, Tim Hortons, Yogen Früz, and Bubble Tea House.
What shopping centers and stores are near easyfinancial Services?
Nearby shopping includes Eastcourt Plaza, Carter’s OshKosh for children's clothing, Ardene, Dollarama, No Frills supermarket, Shoppers Drug Mart pharmacy, Pet Valu pet store, and multiple shoe stores like Saucony and Lindale Shoes.
Are there financial or tax service centers close to easyfinancial Services?
Yes, Liberty Tax Canada and Liberty Tax Service are nearby, offering tax and financial services to help manage your finances effectively.
What additional financial services and support does easyfinancial provide?
easyfinancial offers financial education, personal finance tips, financial wellness training, credit optimizer tools, home and auto benefit plans, and loan protection plans to support your financial health.