Business Details
About
Loan Agency
easyfinancial in Cambridge provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
198 reviews
5 stars
176
4 stars
10
3 stars0
2 stars0
1 star
12
- SDShane DesjarlaisNov 5, 20255.0Great experience. Neelraj was a great help and made the experince smooth. Thanks for all the help! 10/10
- PMPrincesse MuloloOct 27, 20255.0Thank you Deep for taking the time to explain everything and walk me through the whole process - very much appreciated
- PAParmar AmitaSep 26, 20255.0I had a wonderful experience working with Santhosh Suresh at Easy Financial. He was extremely professional, patient, and supportive throughout the entire loan process. Santhosh explained everything clearly, answered all my questions, and made the process very smooth and stress-free.
- FDFrances van DierenSep 2, 20251.0Total breach of privacy happened today! I went last week to make a payment for a friend to help them out a bit, and was not 'allowed' to receive their balance. Of course not. Today, just before closing, I made another payment, and the agent gave me a receipt with the customer balance! Never liked ez financial. Never borrowed from ez financial, they're rates are absurd, and now they have an agent that breaches privacy! Borrower beware! Hope the head office sees this, and gives corrective action to the agent or fires them. (The agent has my name and contact # on the file, for 'customer service' purposes). I hope your client also gets a nice discount when he comes to see you tomorrow! He'll be pretty pissed!
- MCMarion CrockerAug 20, 20255.0Deep was a awesome guy to deal with.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Cambridge offer?
They offer personal loans, bad credit loans, home equity loans, car loans, installment loans, auto loans, small business loans, and retail financing.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
You must meet age requirements (18 or 19 depending on the province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or qualified resident, and have a minimum monthly net income of $1,200.
What documents do I need to provide to get approved for a personal loan?
You need to provide two recent pay stubs, last 90 days of banking information, a recent bill addressed to your home, and a non-expired government photo ID.
How do Personal Loans differ from Home Equity Loans at easyfinancial?
Personal Loans do not require collateral, offer loan amounts up to $20,000 with rates starting at 29.99%, and have no fees or pre-payment penalties. Home Equity Loans require collateral such as a home, can provide up to $75,000, and have rates as low as 14.99%.
What are the operating hours of easyfinancial Services at 480 Hespeler Road, Cambridge?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I contact easyfinancial Services in Cambridge?
You can reach them by phone at +1 519-620-4400 or via email at branch2551@goeasy.com.
Where is easyfinancial Services located in Cambridge?
They are located at 480 Hespeler Road, Units 13 & 14, Cambridge, ON N1R 7R9, Canada.
What nearby stores and services can customers visit along with easyfinancial Services?
Customers can visit nearby places like Value Village thrift store, Dollar Tree discount store, Pet Valu pet store, and Healthwise Pharmacy for convenient shopping and services.
Are there nearby dining options for customers visiting easyfinancial Services?
Yes, customers can enjoy nearby restaurants such as Popeyes Louisiana Kitchen, Wimpy's Diner, Subway, Alpha Greek, and Twice the Deal Pizza before or after their visit.
Is there convenient banking or financial services near easyfinancial Services in Cambridge?
Yes, nearby financial institutions include RBC Royal Bank, TD Canada Trust ATM, and Co-operators insurance offices, which can assist customers with other banking and insurance needs.