Business Details
About
Loan Agency
easyfinancial in Cambridge provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
121 reviews
5 stars
108
4 stars
8
3 stars0
2 stars1
1 star
4
- TTTracy Tovell5 days ago5.0Fast, friendly service!
- LCLiz CobbNov 11, 20255.0Maitri did a great job.
- BSBrodie SimpsonNov 6, 20255.0It was a great experience getting my loan and I was able to get a little bit more than I had expected! Maitri was amazing and walked me through the entire process and made it very understanding and straightforward to understand. Would absolutley recommend!
- PPpaulgilbertisgodNov 3, 20255.0Neelraj was thorough and got my loan application completed and funds dispersed in a reasonable time. Great service
- ELE.N.D LESSOct 18, 20255.0Very good service and they make it nice and easy to understand
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
Who is easyfinancial and what services do they offer in Cambridge?
easyfinancial is a non-prime lender in Cambridge that offers lending products including personal, car, installment, and home equity loans of up to $75,000. They help Canadians with limited borrowing options by providing affordable, fast, and convenient loans to rebuild credit.
What are the operating hours for easyfinancial Services in Cambridge?
The Cambridge easyfinancial Services location is open Monday to Friday from 10:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
Can applying for a loan with easyfinancial affect my credit score?
Applying for a loan with easyfinancial initially uses a soft credit inquiry that does not affect your credit score. A hard inquiry only occurs if you finalize your loan application.
Is it beneficial to have a co-applicant for my easyfinancial loan application?
Yes, having a co-applicant can increase your chances of approval, allow access to higher loan amounts, and provides an automatic 2% interest rate reduction.
What are some customer services and protections offered by easyfinancial?
easyfinancial provides financial education, personal finance tips, credit optimizer tools, home and auto benefit plans, and loan protection plans to support customers' financial wellness.
How can customers receive their loan funds from easyfinancial?
Customers can choose to receive their loan funds via Interac e-Transfer or electronic funds transfer (EFT) directly deposited to their bank accounts for convenience and speed.
What nearby places can I visit before or after my appointment at easyfinancial Cambridge?
Customers can visit nearby places such as Tim Hortons for coffee, Pizza Hut for meals, and Crunch Fitness for workouts near the easyfinancial location at 150 Holiday Inn Drive.
Are there retail options close to easyfinancial Services in Cambridge?
Yes, nearby retail options include Treasure Hunt Canada for discount shopping, and multiple shoe stores such as Chacos, Saucony, and Sperry.
What dining options are available around easyfinancial Services Cambridge?
Dining choices near easyfinancial include fast food like KFC and Wendy's, Mexican cuisine at Fat Bastard Burrito Co., and coffee shops including Tim Hortons.
How might the nearby fitness centers benefit a customer of easyfinancial in Cambridge?
Customers interested in maintaining fitness can visit Crunch Fitness or Crunch Fitness - Cambridge nearby. It’s convenient for customers to combine financial appointments with fitness activities in the area.