Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
184 reviews
5 stars
171
4 stars
4
3 stars1
2 stars2
1 star
6
- SSshaddon smithNov 7, 20255.0Very easy going to explain everything down to a T the ups and downs also very respectful and helpful
- SRSantos RubenNov 7, 20255.0Hiteshi helped at this location.wonderful service given by her.She was very nice and calm to me throughout the loan process
- ACAleena ColatostiOct 30, 20255.0Hiteshi was very helpful and made this easy
- DWDakota WhiteOct 23, 20255.0Amazeing customer service amazeing people thank you Sulekha and thenk
- PBPaul BromilowSep 23, 20255.0Dealing with Sulekha was a pleasure and I felt at ease while acquiring the help I needed for that difficult moment while work was a little slow. Thank you again. You were very clutch and I’m grateful!!
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers electronically funded loans up to $25,000, including Line of Credit and Secured Loans to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply for a loan online, by phone, or at a branch. Visit the loans page on their website to check if services are available in your province.
What do I need to apply for a Line of Credit with LendDirect?
You need to be 18 or older, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How quickly can I receive a lending decision when applying online?
During business hours, you may receive a pre-approval decision almost immediately. Final approval can take up to 48 hours, often the same day.
What vehicles are acceptable as collateral for a Secured Loan?
Standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans are acceptable.
Can I get a Secured Loan for a vehicle over 10 years old?
Yes, Secured Loans are available for vehicles 20 model years or newer and under 250,000 kms.
Does LendDirect assist customers with poor credit scores?
Yes, LendDirect considers various factors including credit score, and they assist customers with different credit backgrounds.
What are LendDirect's operating hours?
They are open Monday to Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. They are closed on Sundays.
Which financial services near LendDirect could help me with currency exchange?
Western Union nearby offers financial services including currency exchange and banking, which may be useful.
Are there dining options nearby if I want to grab a meal before or after visiting LendDirect?
Yes, several restaurants are nearby, including Siam Dish Thai Cuisine, Papa John's Pizza, WingsUp! Restaurants, Kelseys, and Pizza Pizza for a variety of dining options.
Are there any beauty or spa services nearby LendDirect?
Yes, nearby you can find Modern Beauty, Laser Spa Group, FADED to BLACK (tattoo and beauty salon), and Pulse Studio for beauty and spa services.