Business Details
About
Loan Agency
easyfinancial in Ancaster, Ontario provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Details
- Requires appointmentAvailable
- Onsite servicesAvailable
Location
Hours
Reviews
5.0
109 reviews
5 stars
107
4 stars1
3 stars0
2 stars0
1 star1
- LGLouis GrantNov 13, 20255.0Great customer service and fast service. Staff very understanding of peoples needs, and try to help according. Would highly recommend to family and friends.
- ABAndrea BairdNov 12, 20255.0Worked today with Ryan on a loan. If there was a 10 Star, I would give it to him. He was very professional, and my funds were transferred that day
- JWJermar WrayNov 3, 20255.0Fast and professional. Great customer service always and they explained everything well to understand.
- VVVida VadiatiOct 21, 20255.0Ryan and shay ,are very nice and explained everything clearly for me ,they are so polite and respectful .I appreciate them for their wonderful services.
- MBMelissa BuchananOct 17, 20255.010/10! Ryan was so incredibly helpful with getting me a loan that i needed on a deadline!
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Ancaster offer?
easyfinancial Services provides various loans including personal loans, home equity loans, car loans, installment loans, auto loans, and small business loans.
What are the requirements to qualify for a loan at easyfinancial Services?
To qualify, you must meet age requirements based on your province, have eligible employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or permanent resident for at least 6 months, and have a minimum monthly net income of $1,200.
What documents are needed to apply for a personal loan at this location?
You need to provide two recent pay stubs, last 90 days of bank statements, a recent bill showing your current address, and a valid government photo ID.
What is the difference between a personal loan and a home equity loan offered here?
A personal loan doesn't require collateral and offers rates starting at 29.99% with loans up to $20,000, while a home equity loan requires collateral like a home, offering loans up to $75,000 with rates as low as 14.99%.
What are the business hours of easyfinancial Services in Ancaster?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Does easyfinancial Services require appointments or offer onsite services?
Yes, they provide onsite services and require appointments for visits.
How can customers contact easyfinancial Services in Ancaster?
You can reach them via phone at +1 289-204-9968 or email at branch2641@goeasy.com.
Which nearby restaurants could I visit before or after coming to easyfinancial Services?
Nearby restaurants include Mary Brown's for fast food chicken, Burger Factory for burgers, Pita Pit for sandwiches, Go Tango Ancaster for Middle Eastern cuisine, and Quesada Burritos and Tacos for Tex-Mex options.
Are there any nearby real estate agents I can consult after visiting easyfinancial Services?
Yes, there are many nearby real estate agents such as Jonathan Sommer, Rachelle Aurini, Aileen Araujo, Dena Zlatar, and Rachel Harsevoort who can assist with your real estate needs.
What nearby services can help me with tech support or beauty needs around easyfinancial Services?
Nearby you can find TELUS for IT and computer repair services, Ancaster Beauty Bar and Nice One Nails for beauty treatments, as well as Trade Secrets / Glamour Secrets for hair and cosmetic supplies.