Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including auto-secured loans, bill consolidation, emergency, holiday, home improvement, K-12 school, vacation, and personal loans.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide. Final approval requires a full loan application.

If you qualify for electronic funding, funds will be deposited within 1-2 business days. In-person loan closings at a Republic Finance location provide same-day funds via paper check.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays.

The Republic Finance office in Youngstown is located at 7131 Tiffany Blvd, Youngstown, OH 44514.

You can reach Republic Finance by phone at +1 234-328-3004 or visit their website for more information.

Missing a payment may result in late fees. Contact your local branch or check your loan documents for specific late charge details.

After your visit to Republic Finance, you can check out nearby home improvement stores like Sherwin-Williams, The Floor Store of Ohio, Home Team Home Improvements, and Window Depot of Youngstown for your renovation needs.

Yes, nearby food options include The Mocha House café, Classic Bakery, Pulp Juice and Smoothie Bar, and Twin Peaks sports bar for meals or refreshments.

You can visit nearby gyms like Fit Body Boot Camp and Boardman Fit Body Boot Camp to maintain your fitness routine around your Republic Finance appointment.