At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.
How quickly can I receive funds after my loan is approved at Republic Finance?
If you qualify for electronic funding, the money will be deposited in your bank within 1-2 business days. If you close at a Republic Finance office, you receive funds the same day as a paper check.
What is the difference between the interest rate and APR on a loan at Republic Finance?
The interest rate is the cost percentage for borrowing money excluding fees. APR includes the interest rate plus fees such as origination and documentation fees, making it higher than the interest rate alone.
Are there any late charges if I miss a payment at Republic Finance?
Yes, if you miss payments, you may be charged a late fee. Details about late charges are available by contacting your local branch or reviewing your loan documents.
What does refinancing a loan at Republic Finance mean?
Refinancing means replacing your current loan with a new one that may have different interest rates, terms, and repayment schedule. It includes the remaining balance plus any agreed fees or insurance when permitted by law.
What are Republic Finance's hours of operation?
Republic Finance in Tallmadge, OH, is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays, as well as on certain holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Tallmadge?
Republic Finance is located at 578 South Avenue, Tallmadge, Ohio, 44278, USA.
What nearby places can help me access financial services or currency exchanges close to Republic Finance?
Nearby, you can find the CoinFlip Bitcoin ATM for cryptocurrency transactions, H&R Block for tax and financial services, and the U.S. Bank along with its ATM for banking needs.
Where can I shop for groceries or daily essentials near Republic Finance?
Close to Republic Finance, Acme Fresh Market Pharmacy and Acme Food and Pharmacy offer groceries and pharmaceuticals, while Dollar Tree provides discount goods and party supplies.
What dining options are available nearby Republic Finance for a quick meal or snack?
Nearby dining includes Burger King for fast food, Subway for sandwiches, Wally Waffle for breakfast and brunch, Asian Cravings and China Dragon for Chinese and Asian cuisine, and Handel's Ice Cream for desserts.