Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and emergency loans.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide; final approval requires completing a full loan application.

Yes, loan checks are pre-approved loan offers issued by Republic Finance.

The interest rate is the cost of borrowing money excluding fees, while APR includes the interest rate plus fees such as origination and closing costs.

If eligible for electronic funding, funds are deposited within 1-2 business days; if closing at a Republic Finance office, funds are given the same day as a paper check.

The Springdale branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.

Missing payments may incur late charges; contact your local branch or refer to your loan documents for details on late fees.

Nearby dining options include Tortilleria Mexicana Comalapa for Mexican food, Pizzeria Da Tonino for Italian pizza, Caraba Africa Grill offering African cuisine, and Waffle House for breakfast and brunch.

Yes, TriStone Transformations Health and Wellness Center is nearby for health and sports fitness services.

Gala Pet Styling offers pet grooming and pet care services near the Republic Finance location.