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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Location
Hours
Reviews
5.0
6 reviews
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- CIChristine IrishgirlNov 9, 20255.0I love Republic Finance. They have helped me out with more than one loan. Cassidy and Jason are the best. Both very friendly, compassionate and willing to do what they can to help you. I recommend them highly
- CRCathy RitcheyAug 15, 20255.0We felt welcomed and comfortable when we went to the Marion office. The process was quicker than I expected and we appreciated that.
- MRMary RuffingJun 19, 20255.0The whole process was easy and smooth, over the phone and online. Always made me feel like okay about getting a loan, no judgement, easy access to funds. And payments come out automatically each month.
- DRDiana RobinaughJan 9, 20255.0Professional and knowledgeable.
- SDSteve DavisDec 4, 20245.0Very professional and friendly
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and more.
How can I pre-qualify for a loan at Republic Finance?
You can pre-qualify for a loan to get an estimate of loan terms based on your credit and information you provide, but final approval requires completing a full application.
What should I do if I received a loan check in the mail from Republic Finance?
The loan check is a real pre-approved loan offer from Republic Finance. You can refer to their resources for more details about loan checks.
What are the business hours for Republic Finance in Marion, OH?
Republic Finance is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays, as well as on certain holidays.
How long does it take to get my loan funds once approved?
If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office loans at Republic Finance locations provide funds the same day via paper check.
What happens if I miss a payment with Republic Finance?
Missing a payment may result in a late charge. You should contact your local branch or review your loan documents for details on late charges.
Can I borrow up to $10,000 from Republic Finance?
Yes, the maximum loan amount you can pre-qualify for online with Republic Finance is $10,000, depending on factors like your state of residence and income.
Where is Republic Finance located in Marion, OH, and how can I contact them?
Republic Finance is located at 352 McMahan Blvd, Suite 2A, Marion, OH 43302-5647. You can contact them by phone at +1 740-736-5228.
What nearby places can I visit around Republic Finance in Marion, OH?
Nearby you can find financial advisors like Edward Jones and shops including Bath & Body Works and Maurices, which you might visit for beauty supplies and clothing before or after your loan appointment.
How can nearby transit or hotels benefit me when visiting Republic Finance?
Nearby hotels such as My Place Hotel – Marion, OH and Holiday Inn Express & Suites Marion offer convenient accommodation if you're traveling to Republic Finance. This makes access easier, especially if coming from out of town.
Are there local stores near Republic Finance where I can shop or dine?
Yes, stores like Kohl's and Five Below are nearby for shopping, and dining options include Sonic Drive-In and Arby's, useful if you want to combine errands with your visit.