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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.4
9 reviews
5 stars
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1 star
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- JAJames AdamsonNov 15, 20255.0Giving loan agreement to decide if I like the terms. Had like 30 days to make a decision. Gave them the date I wanted for re-payment terms. A.B.C. DONE Thank you (Republic Finance Groveport Ohio)
- JAJeff AshbrookSep 22, 20255.0Had a great experience at Republic Finance in Groveport. Senior Loan Specialist Yordonas Zeleke is a great communicator, super-competent, affable and efficient! if you want a fast, easy place to borrow money, this is where to go!
- BHBrenda HawksJul 3, 20255.0I am very pleased with the treatment I have had with Republic... everyone is wonderfully helpful and kind. And the online service is great.
- RJRichard JohnsonJan 29, 20251.0I definitely would not work with this branch again, the harassing phone calls after a few days late and a disrespectful office manager. DONE.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide, but final approval requires a full loan application.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new one that may have new interest rates, terms, and repayment timelines, including any unpaid balance and fees.
How quickly can I receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if you close at a physical location, you receive funds the same day via paper check.
What happens if I miss a payment with Republic Finance?
Late payments may incur late charges; you should contact your local branch or check your loan documents for details on the amount and conditions.
What are the business hours of Republic Finance in Groveport, OH?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays, Sundays, and certain holidays like November 27 and December 25, 2025.
Where is Republic Finance located in Groveport, OH?
The office is located at 3807 S Hamilton Road, Groveport, OH 43125, USA.
What nearby dining options are available near Republic Finance?
Nearby dining options include Hot Head Burritos, Panda Inn, Minute Man Pizza, Mr. Hibachi Hamilton, Donerick's Pub, House City Chinese Restaurant and Buffet, White Castle, and Tim Hortons, which you might visit before or after your appointment.
Are there convenient banking services near Republic Finance?
Yes, nearby you can find Bank of America ATMs, Huntington Bank, and Coinme ATM services, which can be handy for managing your finances when visiting Republic Finance.
What nearby services can I access for health or personal care near Republic Finance?
Nearby health and personal care services include Hometown Urgent Care, Walnut Creek Dental East, Emergency Dentist 24/7, Great Clips hair salon, and Sunny's Nails & Spa, providing convenient options if you need appointments around your visit.