Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
2.9
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- MBmike bordersOct 13, 20251.0Republic Finance always has problems taking the payment out and Mia at the Wilmington pike office likes to make people jump through hoops to get the loan after she suckers you to get down there for an (easy loan). I totally do not recommend going to Replubic Finance for your loan needs.
- WSWalter ScottSep 29, 20254.0Just keep doing what you are doing and keep up the good work
- TTtanya thomasMay 28, 20253.0The payment seems high, but I'm in dire need right now
- SJSylvia JaimeMay 8, 20251.0I find branch management very unprofessional. She was suspicious of me, called my x-job, made me go to the bank and get a deposit statement. The minute I turn around I could tell she was talking about me to the black guy that works in the office. A total waste of my time. Poor girl, she's bitter. They need to get professional people. If you're a new customer I advise you to go to Mariner's Finance in Beavercreek, all their staff is wonderful.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, among others.
How does pre-qualifying for a loan differ from applying for one?
Pre-qualification provides an estimate of loan terms based on your credit and information provided, but final approval and terms depend on completing a full loan application.
How quickly can I receive loan funds?
If qualified for electronic funding, funds are deposited within 1-2 business days; if closing at the physical office, you receive a paper check the same day.
What are the business hours of Republic Finance in Dayton, OH?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and certain holidays like Thanksgiving and Christmas.
Where is the Republic Finance location in Dayton, OH?
It is located at 6064 Wilmington Pike, Dayton, OH 45459-7006.
What happens if I miss a loan payment at Republic Finance?
Late payments may incur a late charge. Contact your local branch or review loan documents for specific late charge details.
Can I refinance my existing loan at Republic Finance?
Yes, refinancing replaces your current loan with a new one that may have different interest rates, terms, and repayment timelines.
How much can I borrow from Republic Finance online?
The maximum online pre-qualification loan amount is $10,000, though actual approval depends on state and income factors.
What nearby places can I visit before or after my visit to Republic Finance in Dayton, OH?
You can visit nearby places like Bright Now! Dental & Orthodontics for dental care, Wingstop for a meal, or Vivi Bubble Tea Sugarcreek Twp for refreshments.
Are there wellness-related places near Republic Finance Dayton location?
Yes, nearby wellness options include Cozy Nails Nest and Nouveau Nails and Spa for nail and beauty services, and Eden Yoga for yoga practice.
What shopping options are close to Republic Finance at 6064 Wilmington Pike?
Nearby shopping includes Cloud9 Cabinetry for cabinets, GNC for supplements, and Embellished Threadz for clothing.