Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases and repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval requires completing a full loan application.

The loan check you receive is a real, pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage for borrowing money excluding fees. The APR includes the interest rate plus loan fees like origination or documentation fees, usually making it higher than the interest rate alone.

Refinancing replaces your existing loan with a new one that may have a new interest rate, revised terms, and repayment timeline, including any remaining balance and fees.

With electronic funding, funds are deposited in your bank within 1-2 business days; if you close a loan at a physical location, you receive funds the same day by paper check.

The largest loan amount available for online pre-qualification with Republic Finance is $10,000, though approval depends on residence, income, and other factors.

Missing a payment may result in a late charge; details including the amount can be found by calling your local branch or reviewing your loan documents.

Nearby dining options include Pizza Hut for fast food pizza, Taki's Greek Kitchen for Mediterranean cuisine, China King 1 for Chinese fast food, Coleone's Italian restaurant, and Subway sandwich shop, great for grabbing a bite before or after your visit.

Yes, nearby financial services include NexTier Bank and Fifth Third Bank, and business services like The UPS Store 3588 for printing and packing, plus Christina Estes State Farm Insurance Agent for insurance needs.

Nearby wellness options include Lana's Loving Care gym, Avon Lake Yoga studio, New Life Massage & Whole Living Solutions for massage therapy, Luxury Nails and Spa, and ONYX Health Club for fitness and recreation.