Centra Credit Union

4.9
57 reviews

About

Credit UnionBankLoan AgencyMortgage LenderFinancial Planner
Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.

Details

  • Drive-throughNot available
  • Wheelchair accessible entranceAvailable

Location

Centra Credit Union
4720 Baker Street, Lakewood, NY
14750, United States

Hours

Reviews

4.9
57 reviews
5 stars
55
4 stars
0
3 stars
0
2 stars
0
1 star
2
  • RS
    Rose Stanton
    Oct 28, 2025
    5.0
    I give all the people working in this office a rating of 5 each. They go far and above helping me. Especially this last 10 months when it has been rough for me. I could not of done situations that came up with out any of them. They are kind and willing to help when ever possible. Thank you for having them. Signed, Rose M. Stanton .
  • TL
    Thomas Lee
    Oct 22, 2025
    5.0
    Best credit union in the area, and the customer service outside of the credit union with the corporate number has been phenomenal. I deal with multiple banks and always make sure to give Centra a call first.
  • AH
    Ashley Harshaw
    Sep 26, 2025
    5.0
    The credit union is amazing!! The employees who work there are always helpful and knowledgeable. They have helped me numerous times and have always been very supportive of my goals. I recommend Centra Credit Union for anyone who needs a financial institution that they can trust
  • PW
    patty warner
    Sep 25, 2025
    5.0
    Great group of ladies that work here. Very personable and happy to help with any financial need you may have. We have banked with this CU for years and have always been happy with the service and available options.
  • EF
    Ezra Flores
    Sep 19, 2025
    5.0
    I’ve been working with Centra Credit Union for a few years now, and they have completely changed my life. They are very generous in all aspects of the field. They helped me with different plans to make my life easier with all the great options they have. I went from having no credit to over a 700 credit score within a short period of time while providing great advice during this journey. They also have exclusive offers that can help you save on interest with an ARP as low as 4.49% with auto refinancing. If you’re looking for a great credit union that will work with you or if you’re a newcomer that’s looking for guidance, I would recommend this one without a doubt. Thank you Centra Credit Union

Frequently Asked Questions About Centra Credit Union

What are the regular business hours of Centra Credit Union?

Centra Credit Union is open Monday through Friday from 9:00 AM to 1:00 PM and then from 2:00 PM to 5:00 PM. It is closed on Saturdays and Sundays.

Where is Centra Credit Union located?

Centra Credit Union is located at 4720 Baker Street, Lakewood, NY 14750, USA.