Citi is a financial services company, which offers a range of financial products and services, including Citi’s digital banking services, mortgage products, personal loans, and small business banking products and services, Citi Cards’ credit card offers, and Citi Personal Wealth Management’s investment products and services. Deposit and Lending products are offered by Citibank, N.A. NMLS ID 412915 Equal Housing Lender and Member FDIC.
I want to share my extremely frustrating experience with Citibank. On September 8, 2025, between 6:00 and 6:30 p.m., I made a cash deposit at the drive-thru ATM in the Freeport, NY location to make a payment toward my credit card.
During the transaction, the ATM malfunctioned, restarted in the middle of the deposit, and kept my money. The machine did not complete the transaction, did not issue a receipt, and the payment never appeared on my account.
Since that day, I have been trying to resolve the issue. I opened two claims with customer service, and both were closed without any explanation and without returning my money. I have had to call multiple times and even send written correspondence, yet there has been no real investigation or resolution.
It is unacceptable that a bank of this size fails to take responsibility for an error that happened in one of their own ATMs. Not only did their machine keep my cash, but their customer service has been completely unhelpful and frustrating to deal with.
Based on my experience, I do not recommend Citibank. A bank should protect its customers’ money—not leave them abandoned when their own equipment fails.
Quiero compartir mi experiencia extremadamente frustrante con Citibank. El 8 de septiembre de 2025, entre las 6:00 y 6:30 p.m., realicé un depósito en efectivo en el cajero automático drive-thru de la sucursal de Freeport, NY para hacer un pago a mi tarjeta de crédito.
Durante el depósito, el cajero automático se dañó, se reinició en medio de la transacción y retuvo mi dinero. El ATM no completó la operación, no emitió un recibo y el pago nunca apareció en mi cuenta.
Desde ese día he estado tratando de resolver el problema. He hecho dos reclamos con servicio al cliente, y ambos fueron cerrados sin explicación y sin devolverme mi dinero. He tenido que enviar cartas, llamar repetidamente y aún así no he recibido una solución ni una investigación clara del incidente.
Me parece inaceptable que un banco de este tamaño no se responsabilice por un error ocurrido en uno de sus propios cajeros automáticos. No solo se quedaron con mi depósito, sino que la atención al cliente ha sido completamente inútil y frustrante.
Por esta experiencia, no recomiendo Citibank. Un banco debería proteger el dinero de sus clientes, no dejarlos desamparados cuando ocurre un problema causado por sus propios sistemas.
BN
bolrico nyc
Sep 30, 2025
5.0
I don't get the negative Reviews, ATMs are machines sometimes the go down.... anyways, I was a victim of FRAUD about a year ago a ANNA the Branch Manager went ABOVE AND BEYOND to help my recover my LIFE SAVINGS!!!.... ATMs are the least of my worries when it comes to banking and making sure my money is safe, know that the people guarding our money is safe is what really matters and in my opinion this branch and the staff are are a PRIME EXAMPLE. I will forever be GREATFUL to ANNA for her help.
PE
Pamela Espinosa
Jan 24, 2019
1.0
Worst costumer service !! I live in Freeport and now prefer to go to the Merrick branch ! Save yourself the time !
LM
Luis Moya
Jun 10, 2017
1.0
In my opinion it is not point to keep this branch open. Nothing specific. Everything doesn't reach decent financial institution level. It is sad. There is not a single thing , except for , may be, somebody job. Worth to save in the entire branch. Lack of understanding people needs or the intention to hurt the institution's prestige, but people are not working , either for their pride or for the salary. (Whatever salary or the fear to have no job , may be the reason) .
Anyway, it is not only the bank but both, the bank and the customers are simply not receiving attention.
IK
Imran Khan
Dec 4, 2011
1.0
This branch has possibly the snottiest tellers I've ever met. The only reason why I didn't feel very insulted is because I could barely understand them through their horribly broken English.
What financial products and services does Citi offer at this Freeport location?
Citi offers digital banking services, mortgage products, personal loans, small business banking products, credit cards, and personal wealth management investment products at this location.
Where is the Citi branch located in Freeport, NY?
The Citi branch is located at 180 W Merrick Rd, Freeport, NY 11520, USA.
What are the operating hours for this Citi branch?
The branch is open Monday and Friday from 9:00 AM to 5:00 PM, Tuesday through Thursday from 9:00 AM to 4:00 PM, Saturday from 10:00 AM to 2:00 PM, and closed on Sundays.
Is the Citi branch open on public holidays?
The branch is closed on the following holidays: November 11, 2025, November 27, 2025, and December 25, 2025.
How can I contact the Citi branch in Freeport?
You can contact the branch by phone at +1 516-323-7998.
Does Citi provide an online resource to learn more about their offerings?
Yes, you can learn more and explore Citi's offerings at https://www.citi.com/.
Are there any nearby ATMs or banks close to the Citi branch?
Yes, nearby financial services include Citibank, LibertyX Bitcoin ATM, and Bank of America ATM, all convenient for additional banking needs.
What eateries are located near the Citi branch to visit before or after your banking appointment?
Nearby dining options include McDonald's, Raimo's Pizza and Restaurant, and Mi casa Restaurant, offering varied food choices close to Citi.
Are there nearby places for personal grooming or beauty services near the Citi branch?
Yes, nearby you can find Xtc Hair Salon and Rostro & Silueta Aesthetics for hair and beauty services.
What community and educational centers are near the Citi branch that customers might be interested in?
Nearby community and educational centers include Elks Plaza shopping center, Woodward Children's Center, and the Freeport-Hempstead Toastmasters Club.